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409 Genesee St, Trenton, NJ, 08611

3beds
1baths
1,148sqft
$220,000
$192price/sqft
$1,884/moest. monthly cost
$75,360/yrincome needed

About This Home

Getting Around

88
WalkingVery Walkable
50
TransitGood Transit
56
BikeBikeable

Schools

1/10
2/10
1/10
Trenton Central High SchoolGrades 10-120.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 111880300009
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,460 sqft
  • Lot size dimensions: 14.60 x 100.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Detached,Alley Access,On Street,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$185$2,220
Property Taxes $394$4,728
Electricity $193$2,318
Total$1,884$22,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,594/yr
40% on housing$56,520/yr
45% on housing$50,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 08611$146
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08611$126
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$220,000
2021-07-15Sold$80,000
2017-06-08Sold$30,500
2017-05-02Listed for sale$28,000
2017-05-02Pending sale$28,000
2017-04-10Price change$28,000
2017-02-28Listed for sale$30,000
2015-01-01Sold$120,000
2006-04-24Sold$120,000
2005-10-27Sold$61,000
2002-01-22Sold$48,500

For Sale by Agent

AgentP.J. Hummel
BrokerageAction USA Jay Robert Realtors

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