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1428 Stuyvesant Ave, Trenton, NJ, 08618

4beds
2baths
1,404sqft
$235,000
$167price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

PRICE REDUCED FOR SELL QUICK!!!!!****CALLING ALL INVESTORS**** This charming 1924 Colonial twin home offers a solid investment opportunity with 1,404 sq. ft. of potential. Featuring four spacious bedrooms and 1.5 bathrooms, the layout is ideal for maximizing rental income. The gourmet kitchen is equipped with essential appliances, including a microwave, single oven, and refrigerator, appealing to modern tenants. The full unfinished basement provides ample storage or potential for future expansion, enhancing property value. A cozy fireplace adds character, while hardwood and carpet flooring create a warm ambiance. Exterior highlights include a deck and porch, perfect for outdoor enjoyment, along with an asphalt driveway for convenient parking. Located in a neighborhood with sidewalks, this property is positioned for easy access to local amenities. With no HOA fees and a solid structure, this property presents a promising return on investment for savvy buyers looking to capitalize on rental demand in the area.

Getting Around

27
WalkingCar-Dependent
34
TransitSome Transit
36
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen - Gourmet
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,404

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 113380100014
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$108$1,296
Property Taxes $421$5,052
Electricity $193$2,318
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$157
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Price change$280,999
2025-10-16Price change$285,999
2025-09-28Price change$289,999
2025-09-23Price change$310,999
2025-09-18Listed for sale$320,999
2020-03-01Listing removed$190,000
2019-10-23Price change$190,000
2019-10-01Listed for sale$225,000
2018-07-10Listing removed$57,809
2018-06-19Listed for sale--
2015-09-23Listing removed$75,000
2014-09-30Listed for sale$75,000
1996-10-28Sold$64,000

For Sale by Agent

AgentRuth Watson
BrokerageEKR Realty LLC

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