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28 Oak Ln, Trenton, NJ, 08618

5beds
3baths
0sqft
$375,000
--price/sqft
$2,933/moest. monthly cost
$117,320/yrincome needed

About This Home

Welcome to this fully renovated detached family home in the heart of Trenton, offering the perfect blend of modern finishes and functional living. Featuring 5 spacious bedrooms and 2.5 bathrooms, this home has been thoughtfully redesigned to deliver both comfort and style. Step inside to discover a bright, open layout highlighted by updated flooring, a modern kitchen with sleek cabinetry and finishes, and beautifully renovated bathrooms. The generous bedroom sizes provide flexibility for growing households, home offices, or guest space, while the additional half bath adds everyday convenience. Located in New Jersey's capital city, known for its rich history, parks, and accessibility. This home offers easy access to major highways, public transportation, and nearby shopping and dining options. Whether you're a homeowner looking for space and move-in-ready convenience or an investor seeking a high-demand rental opportunity, this property checks all the boxes.

Getting Around

49
WalkingCar-Dependent
36
TransitSome Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Full, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo

Features

  • Kitchen,Bath Half,Living Room,Den,Dining Room,Family Room,4 Bedrooms,Bath Main,1 Bedroom,Attic
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Baseboard,Radiant,Central
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Kitchen Island, Eat-in Kitchen

Property

Details

  • Parcel number: 1135103000000027

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Porch,Enclosed
  • Exterior features: Open Porch(es),Enclosed Porch(es),Yard

Lot

  • Lot size: 3,700 sqft
  • Features: Near Shopping,See Remarks
  • Lot size dimensions: 100.00 x 37.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$173$2,076
Property Taxes $671$8,052
Electricity $193$2,318
Total$2,933$35,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,560/yr
40% on housing$87,990/yr
45% on housing$78,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$156
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$375,000
2023-02-24Sold$326,000
2023-02-06Contingent$325,000
2023-02-06Pending sale$325,000
2023-01-03Price change$325,000
2022-12-15Price change$345,000
2022-12-13Price change$340,000
2022-11-11Listed for sale$345,000
2022-08-23Sold$195,000
2022-06-28Contingent$179,000
2022-06-17Listed for sale$179,000
2005-10-17Sold$139,900

Pre-Foreclosure - For Sale by Agent

AgentHIPOLITO TOURON
BrokerageKELLER WILLIAMS VILLAGE SQUARE

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