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15 Stima Ave, Carteret, NJ, 07008

3beds
2baths
1,356sqft
$484,900
$358price/sqft
$3,579/moest. monthly cost
$143,160/yrincome needed

About This Home

Significant price reduction on 7/17/2026 ... Very motivated seller who is looking for a quick close of 30 days if possible ... Lovely development of charming homes close to schools and major highways ... Right around the corner from a nice playground ... This is one of the largest lots in the development with a fenced in backyard ... Spacious rooms with granite counter tops in kitchen ... The home is in working order but needs some TLC and the price reflects the work that needs to be done to shine ... House has been occupied by the same tenant for over 15 years and she is currently on a month to month lease and will stay if home is bought by an investor ... Solar panels are leased ... Close to Major Highways and schools ...

Getting Around

53
WalkingSomewhat Walkable
29
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

5/10
4/10
Carteret High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Den, Utility Room

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining L

Features

  • Library/Office,Bath Half,Den,Utility Room,Kitchen,Living Room,Dining Room,3 Bedrooms,Bath Main
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Kitchen

  • Features: Granite/Corian Countertops, Eat-in Kitchen, Separate Dining Area

Property

Details

  • Parcel number: 0102603000000008

Features

  • Levels: Three Or More, Multi/Split
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio,Fencing/Wall,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 0.27 Acres
  • Features: Near Shopping,Level
  • Lot size dimensions: 187.00 x 62.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,3 Cars Deep,Asphalt,Garage,Attached,Built-In Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$131$1,572
Property Taxes $804$9,648
Electricity $193$2,318
Total$3,579$42,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,708/yr
40% on housing$107,370/yr
45% on housing$95,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 07008$319
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 07008$344
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$484,900
2026-06-11Listed for sale$539,900
2012-07-02Listing removed$279,000
2011-12-31Listed for sale$279,000
2006-05-10Sold$282,000

For Sale by Agent

AgentTOM L. ESCHENBRENNER
BrokerageBHHS FOX & ROACH REALTORS

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