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29 Swarthmore Dr, Carteret, NJ, 07008

4beds
2baths
0sqft
$619,999
--price/sqft
$4,523/moest. monthly cost
$180,920/yrincome needed

About This Home

Beautifully updated split-level home in a prime Carteret location offering 4 bedrooms, 2 bathrooms, and a spacious layout designed for comfortable living. Features include an updated kitchen and bathrooms, newer roof, windows, and HVAC for peace of mind. Enjoy a bright living room, formal dining room, and cozy family room perfect for entertaining. Step outside to a private fenced backyard with deck, ideal for gatherings and outdoor enjoyment. Attached garage adds convenience, all just moments from shopping, bus transportation, and the New Jersey Turnpike. A must see home in a sought-after neighborhood!

Getting Around

70
WalkingSomewhat Walkable
33
TransitSome Transit
51
BikeBikeable

Schools

5/10
Carteret Middle SchoolGrades 5-60.5 mi
5/10
4/10
Carteret High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level, Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Range,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo

Features

  • 1 Bedroom,Laundry Room,Bath Half,Living Room,Storage,Utility Room,3 Bedrooms,Kitchen,Bath Full,Dining Room,Family Room,None
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Exhaust Fan, Eat-in Kitchen, Separate Dining Area

Master Bedroom

  • Features: 1st Floor, Half Bath
  • Level: First

Property

Details

  • Parcel number: 0103104000000017

Features

  • Levels: Two, Bi-Level, Multi/Split
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Fencing/Wall
  • Fencing: Fencing/Wall

Lot

  • Lot size: 5,998 sqft
  • Features: Level
  • Lot size dimensions: 100.00 x 60.00

Parking

  • Total spaces: 1
  • Parking features: 3 Cars Deep,Asphalt,Garage,Attached,Built-In Garage,Detached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$167$2,004
Property Taxes $1,028$12,336
Electricity $193$2,318
Total$4,523$54,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,074/yr
40% on housing$135,690/yr
45% on housing$120,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07008$316
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 07008$344
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$639,999
2026-04-23Listed for sale$639,000
2026-01-05Sold$470,000
2025-12-18Pending sale$469,900
2025-10-24Listed for sale$469,900
2014-08-20Sold$240,000

For Sale by Agent

AgentPUNEETPAL SINGH
BrokerageHALO REALTY

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