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408 Prospect Ave, Dunellen, NJ, 08812

4beds
3baths
3,037sqft
$795,000
$262price/sqft
$6,069/moest. monthly cost
$242,760/yrincome needed

About This Home

Welcome to a beautifully maintained custom Colonial in one of Dunellen's most convenient locations, just moments from downtown restaurants, shops, parks, and the NJ Transit Raritan Valley Line. Designed by respected local architect Jeff Beer, this inviting home offers a spacious, well-planned layout with timeless details and thoughtful updates throughout. The main level features a dramatic two-story foyer, an open flow for everyday living and entertaining, a generous great room with wood-burning fireplace, and a modern kitchen with center island, quartz countertops, and stainless steel appliances. Upstairs, the impressive primary suite includes a large walk-in closet and private bath with soaking tub and separate tile shower, along with three additional spacious bedrooms and a full hall bath. The finished walkout basement adds exceptional flexibility with a large recreation room, sound-insulated music room that also makes an ideal home office or studio, and a custom wine cellar. Step outside to your own private backyard retreat featuring a custom deck, patio, and a stunning in-ground pool newly installed in 2023. Complete with a 2-car attached garage and move-in-ready condition, this home offers the space, lifestyle, and location today's buyers are looking for.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
4/10
Lincoln Middle SchoolGrades 6-80.7 mi
3/10
Dunellen High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Custom Home, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Other Room(s), Daylight, Recreation Room

Bathroom

  • Features: Jacuzzi-Type, Stall Shower

Bedroom2

  • Area: 169

Bedroom3

  • Area: 156

Bedroom4

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Area: 154

Features

  • Entrance Foyer,Kitchen,Bath Half,Living Room,Dining Room,4 Bedrooms,Bath Full,Bath Main,Other Room(s),Attic
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,037
  • Total interior livable area: 3,037 sqft

Kitchen

  • Features: Kitchen Island, Eat-in Kitchen
  • Area: 210

Living Room

  • Area: 468

Master Bedroom

  • Features: Full Bath, Walk-In Closet(s)
  • Area: 266

Property

Details

  • Parcel number: 030006000000002001
  • Zoning: RA

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Porch,Deck
  • Exterior features: Open Porch(es),Deck,Fencing/Wall
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fencing/Wall

Lot

  • Lot size: 8,498 sqft
  • Features: Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$245$2,940
Property Taxes $1,471$17,652
Electricity $334$4,017
Total$6,069$72,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,080/yr
40% on housing$182,070/yr
45% on housing$161,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 08812$351
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08812$347
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for rent$4,300
2026-07-13Listing removed$4,000
2026-07-01Listed for rent$4,000
2022-11-17Sold$595,000
2022-10-01Contingent$599,900
2022-10-01Pending sale$599,900
2022-09-16Listed for sale$599,900

For Sale by Agent

AgentTHOMAS BONIAKOWSKI
BrokerageERA BONIAKOWSKI REAL ESTATE

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