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12 Palm Ct, Edison, NJ, 08820

3beds
3baths
1,463sqft
$615,000
$420price/sqft
$4,464/moest. monthly cost
$178,560/yrincome needed

About This Home

Beautifully updated & move-in-ready and bright townhome with lowest HOA fee of $270 in North Edison with zip--08820 & open floor plan features 3 Bed,3 bath,Luxury vinyl plank flooring(2025) Freshly Painted(2025) Updated Bathrooms(2024) Garage Door with opener(2022) Roof & siding(2022) Washer & Dryer(2022)Garage Door & Motor (2025) Hot water Heater(2017). Updated Kitchen(2021)offers Granite countertops, ample cabinetry and stainless-steel appliances.Don't miss this opportunity to own a beautifully updated, move-in-ready home in the highly desirable J.P.Stevens High School District with school bus subscription available for elementary, middle & high school.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
8/10
John Adams Middle SchoolGrades 6-81.8 mi
9/10
J P Stevens High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Bathroom

  • Features: Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo

Features

  • Entrance Foyer,Kitchen,Laundry Room,Bath Half,Living Room,Storage,Dining Room,Family Room,Utility Room,1 Bedroom,2 Bedrooms,3 Bedrooms,Bath Full,Bath Main,Attic
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,463
  • Total interior livable area: 1,463 sqft

Kitchen

  • Features: Granite/Corian Countertops, Breakfast Bar, Separate Dining Area

Master Bedroom

  • Features: Dressing Room, Full Bath, Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 050041200000007906

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Patio,Door(s)-Storm/Screen

Lot

  • Lot size: 1,320 sqft
  • Features: Near Shopping,Near Train,Cul-De-Sac,Near Public Transit
  • Lot size dimensions: 66.00 x 20.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Additional Parking,Asphalt,Garage,Attached,Garage Door Opener,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$143$1,716
Property Taxes $1,019$12,228
Electricity $193$2,318
Total$4,464$53,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,051/yr
40% on housing$133,920/yr
45% on housing$119,040/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 08820$404
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08820$414
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$599,999
2026-08-03Listed for sale$615,000
2014-06-28Sold$340,000
2009-01-15Sold$320,000
2008-10-19Listed for sale$344,888
1997-01-08Sold$123,600

For Sale by Agent

AgentTRUSHA SONI
BrokerageWEICHERT CO REALTORS

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