See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3

120 Harding Ave, Edison, NJ, 08820

6beds
6baths
4,000sqft
$1,725,000
$431price/sqft
$12,424/moest. monthly cost
$496,960/yrincome needed

About This Home

Welcome to this spectacular new construction masterpiece, offering over 4,000 square feet of thoughtfully designed, luxurious living space across three finished levels. Showcasing a striking modern contemporary facade with vertical wood accents, a sleek standing seam metal roof, and designer stone veneer, this home delivers unparalleled curb appeal and sophisticated architectural details at every turn. Step through the elegant entryway into the welcoming foyer, where a harmonious and free-flowing floor plan immediately unfolds. The massive first floor is an entertainer's dream. It features a formal living room and an elegant dining room, seamlessly connected by a highly functional butler's pantry that leads directly into the gourmet kitchen. The expansive kitchen boasts a large center island and opens beautifully into the show-stopping 500 sqft living room. This dramatic gathering space features a fireplace and is open to the floor above, flooding the home with natural light. A highly desirable main-level guest bedroom with an adjacent full bathroom provides convenience and privacy for multi-generational living or overnight visitors. Ascend to the spacious foot second floor, which overlooks the living room below from a stylish hallway balcony. The palatial master suite is a true private retreat, featuring a sprawling massive walk-in closet and a spa-like en-suite bath with a soaking tub, dual vanities, and a luxurious shower. Three additional generously sized bedrooms each with ample closet spacea well-appointed hall bathroom with dual sinks, and a dedicated second-floor laundry room complete this level. The versatile third-floor attic provides an additional living space. This secluded upper level includes a massive open play area or loft, a private sixth bedroom, and an additional full bathroom with a shower perfect for a home office, media room, or au pair suite.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
J P Stevens High SchoolGrades 9-121.1 mi

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range/Oven,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Oven,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Storage Space, Interior Entry, Utility Room

Bathroom

  • Features: Stall Shower, Two Sinks

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • 1 Bedroom,Entrance Foyer,Kitchen,Bath Half,Living Room,Bath Main,Dining Room,Family Room,4 Bedrooms,Laundry Room,Bath Full,Bath Second,Bath Third
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Zoned,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Features: Granite/Corian Countertops, Breakfast Bar, Kitchen Exhaust Fan, Kitchen Island, Pantry, Separate Dining Area

Master Bedroom

  • Features: 1st Floor, Two Sinks, Full Bath
  • Level: First

Property

Details

  • Parcel number: 0500556020002201
  • Zoning: RBB

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.37 Acres
  • Features: Interior Lot
  • Lot size dimensions: 200.00 x 80.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Garage,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,722$104,664
Home Insurance *$402$4,824
Property Taxes $2,860$34,320
Electricity $440$5,291
Total$12,424$149,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$425,965/yr
40% on housing$372,720/yr
45% on housing$331,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 08820$403
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08820$414
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,725,000
1988-12-01Sold$135,000

For Sale by Agent

AgentQIZHAN JACK YAO
BrokerageREALMART REALTY LLC

Similar Homes