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119 Harvard Ave, Metuchen, NJ, 08840

4beds
4baths
2,400sqft
$999,999
$417price/sqft
$7,199/moest. monthly cost
$287,960/yrincome needed

About This Home

Built in 2023 this stunning home has so much to offer. Nearly every major component has been replaced, including the plumbing, electrical, windows, doors, siding, flooring, cabinetry, landscaping, and even the sewer liner. Inside, you'll find approximately 2,400 square feet of thoughtfully designed living space with 4 bedrooms, 3.5 bathrooms, Hardwood floors flow seamlessly throughout the main living areas, leading to a bright, open kitchen designed for the chef. Stone countertops, upgraded cabinetry, stainless steel appliances, abundant storage, and generous prep space make it as functional as it is beautiful. The formal dining room is perfect for holidays and entertaining, while the spacious living room offers plenty of room to relax. Upstairs, the primary suite is a true retreat with a spa-inspired ensuite bath. Every bedroom offers generous closet space, and the full basement provides endless possibilities for a recreation room, office, or additional storage. One of the home's standout features is the finished third floor, complete with its own heating and air conditioning system and a full bathroom, creating an ideal private suite. Additional upgrades include a tankless water heater, LED lighting, under-cabinet lighting, and a detached one-car garage. The location completes the package. About one mile from downtown Metuchen's award-winning restaurants, coffee shops, boutiques, and the train station, you'll enjoy easy access to everything that makes Metuchen one of New Jersey's most sought-after communities.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
8/10
Edgar Middle SchoolGrades 5-81.3 mi
8/10
Metuchen High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range/Oven,Microwave,Refrigerator,Gas Water Heater

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Full, Utility Room

Bedroom2

  • Area: 194.58

Bedroom3

  • Area: 136.35

Bedroom4

  • Area: 193.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo
  • Area: 166.75

Features

  • Bath Other,Dining Room,Kitchen,Living Room,2 Bedrooms,Bath Main,Bath Second,None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Area: 196

Living Room

  • Area: 199.5

Master Bedroom

  • Features: Full Bath, Walk-In Closet(s)
  • Area: 226.63

Property

Details

  • Parcel number: 09000510700020
  • Zoning: R2

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Deck,Sidewalk

Lot

  • Lot size: 3,998 sqft
  • Features: Interior Lot,Near Public Transit,Near Shopping,Near Train
  • Lot size dimensions: 40X100

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$221$2,652
Property Taxes $1,658$19,896
Electricity $264$3,174
Total$7,199$86,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,822/yr
40% on housing$215,970/yr
45% on housing$191,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 08840$359
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08840$422
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$999,999
2026-07-06Listed for sale$1,050,000
2024-05-06Sold$925,000
2024-04-07Contingent$850,000
2024-03-22Listed for sale$850,000
2022-11-10Sold$215,000

For Sale by Agent

AgentDEBBIE NESSIM
BrokerageRE/MAX COMPETITIVE EDGE

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