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174 Rutgers St, New Brunswick, NJ, 08901

2beds
2baths
896sqft
$405,000
$452price/sqft
$3,068/moest. monthly cost
$122,720/yrincome needed

About This Home

Beautiful, completely renovated 2 bdrm, 2 full ba home. Total renovation done in 2024. ALL BRAND NEW: roof, plumbing, electric, aluminum double hung windows, HVAC system installed, high eff. electric water heater, fully insulated, hardwood floors, engineered wood floors, waterproof laminate in basement & attic. Quartz countertops & stainless-steel appliances. Open floor concept, recess lighting throughout. Sump pump & French drain. Clean, open yard. Seller is a licensed real estate agent. New railings. Fridge has ice/water connected. Dishwasher, soft close cabinets, 2 entrances, quiet street. Turnkey, move in ready, investors dream. Pictures shown are before tenant moved in. Tenant occupied. Very Clean! Current lease expires 6/30/26.

Getting Around

67
WalkingSomewhat Walkable
27
TransitSome Transit
59
BikeBikeable

Schools

4/10
2/10
New Brunswick High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1/2 Duplex, Two Story
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Refrigerator,Washer,Kitchen Exhaust Fan,Electric Water Heater

Basement

  • Area: 448

Basement

  • Has basement: Yes
  • Basement: Finished, Bath Full, Recreation Room, Storage Space, Utility Room, Laundry Facilities

Bathroom

  • Features: Tub Shower, Stall Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Dining Combo

Features

  • Blinds,Firealarm,Kitchen,Living Room,Dining Room,2 Bedrooms,Attic,Bath Main,None,Additional Bath,Other Room(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Wood,Laminate

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Exhaust Fan, Kitchen Island, Separate Dining Area

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 1300309000000040

Features

  • Levels: Two, Three Or More
  • Stories: 2
  • Patio & porch: Porch,Patio
  • Exterior features: Open Porch(es),Patio,Sidewalk,Fencing/Wall,Yard,Insulated Pane Windows
  • Fencing: Fencing/Wall

Lot

  • Features: Near Shopping,Near Train,Near Public Transit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: 1 Car Width,3 Cars Deep,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$157$1,884
Property Taxes $671$8,052
Electricity $193$2,318
Total$3,068$36,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,188/yr
40% on housing$92,040/yr
45% on housing$81,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 08901$267
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08901$311
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$415,000
2025-06-18Listing removed$2,850
2025-05-19Price change$2,850
2025-05-15Listed for rent$2,950
2025-04-01Listing removed$2,950
2025-02-20Price change$2,950
2025-01-04Price change$3,100
2024-12-05Price change$3,300
2024-11-13Listed for rent$3,500
2024-11-06Listing removed$3,500
2024-09-21Listed for rent$3,500
2023-12-20Sold$70,000
2012-03-15Listing removed$97,000
2011-12-16Price change$97,000
2011-06-02Price change$126,900
2011-01-15Listed for sale$175,000

For Sale by Agent

AgentKATIBU MARTIN
BrokerageCOLDWELL BANKER REALTY

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