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45 Oliver Ave, New Brunswick, NJ, 08901

3beds
2baths
980sqft
$369,000
$377price/sqft
$2,952/moest. monthly cost
$118,080/yrincome needed

About This Home

Opportunity is knocking! Charming 3 Bed 2 Bath Cape on a prime corner lot in thriving New Brunswick is bursting with possibilities! Great for the first time buyer, an excellent rental property, or a wonderful opportunity for off campus housing, just minutes from Rutgers University and downtown New Brunswick. This lovely home features a classic covered rocking chair front porch that welcomes you into a light and bright interior, featuring a spacious living room on the main level, dining room, eat-in-kitchen and full bath. Upstairs, find 3 sizable bedrooms and the 2nd bath. Quaint backyard with storage shed is fenced-in for your privacy. Ample on-site parking too. All in convenient commuter location, just steps to the public transit, major roads, parks, shopping, dining, Rutgers University, bustling downtown New Brunswick, St. Peters Hospital, Robert Wood Johnson University Hospital, the list goes on! Don't miss out! Come and see today!

Getting Around

69
WalkingSomewhat Walkable
37
TransitSome Transit
51
BikeBikeable

Schools

2/10
New Brunswick High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial, Storage Space, Utility Room, Laundry Facilities

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Living Room,Bath Full,Dining Room,3 Bedrooms,None
  • Flooring: See Remarks

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Features: Eat-in Kitchen, Separate Dining Area

Master Bedroom

  • Features: 1st Floor
  • Level: First

Property

Details

  • Parcel number: 130055200000001601
  • Zoning: R-5A

Features

  • Levels: Two
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Open Porch(es),Curbs,Sidewalk,Fencing/Wall,Storage Shed,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 5,301 sqft
  • Features: Near Shopping,Corner Lot,Level,Near Public Transit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: 1 Car Width,Concrete,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$143$1,716
Property Taxes $751$9,012
Electricity $193$2,318
Total$2,952$35,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,211/yr
40% on housing$88,560/yr
45% on housing$78,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$377This listing

vs Other Active Listings

Avg $/sqft

ZIP 08901$268
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08901$311
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$369,000
2025-12-12Listing removed$359,000
2025-12-05Listed for sale$359,000

For Sale by Agent

AgentROBERT DEKANSKI
BrokerageRE/MAX 1st ADVANTAGE

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