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125 Higgins Rd, Matawan, NJ, 07747

3beds
2baths
1,284sqft
$699,000
$544price/sqft
$5,105/moest. monthly cost
$204,200/yrincome needed

About This Home

Welcome to this Beautifully Renovated Raised Ranch, set on a sprawling one-acre property that blends modern updates, generous living space and exception outdoor amenities. The heart of the home is the stunning Designer Kitchen with a Large Center Island, perfect for gathering adjoins the spacious open Dining/Living Room for Comfort & Entertaining! The main level features Three Spacious Bedrooms and a Beautifully updated Full Bath. The Fully Finished Lower Level adds a large Recreation Room, an additional Full Bath, ample room for storage and Bilco Doors to convenient access outside. Step out onto your private retreat, featuring a gazebo, Above Ground Salt Water Pool surrounded by Built in Decking, Fully Fenced Yard & Shed. An attached Garage completes this exceptional property! New Furnace, HVAC & Water Heater!!! Property extends beyond the fence where you will find 2 Sheds for easy storage & a built in Firepit for those chilly nights! Well Water for irrigation and outdoor use!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
Old Bridge High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range/Oven,Microwave,Refrigerator,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished, Bath Full, Bedroom, Recreation Room, Interior Entry, Laundry Facilities

Bathroom

  • Features: Tub Shower

Bedroom2

  • Area: 108.75

Bedroom3

  • Area: 108.75

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Dining Combo
  • Area: 96.88888887927777

Features

  • Entrance Foyer,3 Bedrooms,Kitchen,Living Room,Bath Full,Dining Room,None,Additional Bath,Additional Bedroom,Other Room(s)
  • Flooring: Ceramic Tile,Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Island
  • Area: 109.333333333

Living Room

  • Area: 266.979166666

Master Bedroom

  • Features: 1st Floor
  • Level: First
  • Area: 169.166666666

Property

Details

  • Parcel number: 1512261000000066
  • Zoning: R30

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio,Fencing/Wall,Storage Shed,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 1 Acres
  • Features: Near Shopping,Wooded
  • Lot size dimensions: 202.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: 2 Car Width,2 Cars Deep,Garage,Attached,Built-In Garage,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$219$2,628
Property Taxes $1,159$13,908
Electricity $193$2,318
Total$5,105$61,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,028/yr
40% on housing$153,150/yr
45% on housing$136,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 07747$305
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 07747$333
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$699,000
2014-05-20Sold$230,000
2014-03-22Listed for sale$225,000

For Sale by Agent

AgentNANCY COVIELLO
BrokerageRE/MAX CENTRAL

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