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128 Lewis St, Perth Amboy, NJ, 08861

5beds
2baths
1,784sqft
$539,000
$302price/sqft
$4,005/moest. monthly cost
$160,200/yrincome needed

About This Home

Welcome to this spacious one family home featuring 4-bedroom,2 Full Bath,Located just minutes from Perth Amboy beautiful waterfront & vibrant downtown.This home offers approximately 1,700 +sq ft of living space ,featuring a functional layout with dedicated dining area and generous room sizes throughout.Built with classic character ,the property includes forced air heating ,central cooling and a perfect backyard for outdoor use.This property conveniently located near shopping ,restaurants ,major highways and public transportation ,making commuting easy..This home is perfect for a new homeowner looking to add personal touches and build equity in a growing neighborhood.

Getting Around

76
WalkingVery Walkable
42
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
Mc Ginnis Middle SchoolGrades 6-80.4 mi
1/10
Perth Amboy High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Refrigerator,Water Heater,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Living Room,Bath Full,Dining Room,4 Bedrooms,1 Bedroom
  • Flooring: See Remarks

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,784
  • Total interior livable area: 1,784 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1600021000000003
  • Zoning: R25

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,023 sqft
  • Lot size dimensions: 108.00 x 0.00

Parking

  • Parking features: 2 Car Width,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$191$2,292
Property Taxes $893$10,716
Electricity $196$2,359
Total$4,005$48,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,314/yr
40% on housing$120,150/yr
45% on housing$106,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$272
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$539,000
2019-06-27Listing removed$334,900
2018-11-09Price change$334,900
2018-10-25Price change$339,000
2018-09-24Price change$349,900
2018-09-17Price change$369,900
2018-08-15Listed for sale$379,900
2013-10-11Sold$95,000
2013-07-06Listing removed$92,900
2013-06-27Listed for sale$92,900
1999-10-26Sold$120,000

For Sale by Agent

AgentDAVID CABA
BrokerageNEXTAGE ALL-STAR REALTY

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