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402 Holly Dr, Perth Amboy, NJ, 08861

4beds
3baths
1,578sqft
$415,000
$263price/sqft
$3,126/moest. monthly cost
$125,040/yrincome needed

About This Home

Hidden Village, Perth Amboy. Here's what four bedrooms actually gets you: space for everyone, and space to spare. This townhouse delivers 4 bedrooms, 2 full baths, and a half bath an eat-in kitchen for weekday mornings, a formal dining room for the ones that matter, laundry and an expansive living room that handles everything in between. Step outside and you're minutes from shopping, dining, parks, and the waterfront. The train station is a near, major highways are close by, and Perth Amboy's upcoming NYC ferry service will make getting into the city easier than ever. Homes in Hidden Village move fast. Schedule your showing today!

Getting Around

83
WalkingVery Walkable
46
TransitSome Transit
50
BikeBikeable

Schools

4/10
Anthony V Ceres SchoolGrades K-50.4 mi
4/10
Mc Ginnis Middle SchoolGrades 6-80.6 mi
1/10
Perth Amboy High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: See Remarks

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Bathroom

  • Features: Tub Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • 1 Bedroom,Laundry Room,Storage,Kitchen,Bath Half,Living Room,Dining Room,Family Room,3 Bedrooms,Bath Main,Bath Second
  • Flooring: Vinyl-Linoleum

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,578 sqft

Kitchen

  • Features: Eat-in Kitchen, Separate Dining Area

Master Bedroom

  • Features: Full Bath, Walk-In Closet(s)

Property

Details

  • Parcel number: 16001650000000010000C0402
  • Zoning: R-MM

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Patio,Yard

Lot

  • Lot size: 2.27 Acres
  • Features: Near Shopping,See Remarks,Near Public Transit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: See Remarks,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$147$1,764
Property Taxes $688$8,256
Electricity $193$2,318
Total$3,126$37,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,177/yr
40% on housing$93,780/yr
45% on housing$83,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$273
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$415,000
2020-06-25Listing removed$2,100
2020-06-18Listed for rent$2,100
1993-12-01Sold$111,900

For Sale by Agent

AgentASHLEY ENCARNACION
BrokerageREALTY ONE GROUP LIFESTYLE HOM

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