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366 Jeffries St, Perth Amboy, NJ, 08861

2beds
1baths
1,040sqft
$399,000
$384price/sqft
$3,012/moest. monthly cost
$120,480/yrincome needed

About This Home

Welcome to this beautifully maintained two-level Colonial offering 2-beds 1-bath and approximately 1,040 sq ft of thoughtfully designed living space a perfect condo alternative with NO HOA fees. Step inside and you're immediately welcomed into a bright and inviting living room that sets the tone for comfortable everyday living. From there, the space flows seamlessly into the dining area, creating a natural and open layout ideal for gathering with family and friends. Continue into the kitchen, completing the effortless living → dining → kitchen flow that makes the home feel connected and functional. Tile and hardwood flooring throughout add warmth and durability, enhancing the home's clean and well-cared-for feel. The kitchen features granite countertops and opens conveniently to the dining space, with direct access to your deck/patio creating an easy indoor-outdoor living experience perfect for morning coffee, weekend grilling, or relaxing evenings. Upstairs, you'll find two comfortable bedrooms filled with natural light and a full bathroom designed for practical daily living. The finished, dry basement (being sold as-is) provides additional flexible space ideal for a home office, gym, playroom, media area, or storage. Outside, enjoy a covered/open porch and a private vinyl-fenced yard a peaceful retreat perfect for relaxing or accommodating pets. A true commuter's dream, located just two traffic lights from major NJ highways and close to train, bus, shopping, restaurants, and more. Low taxes. Beautifully maintained. Do Not Miss this. Set your Appointments TODAY!

Getting Around

80
WalkingVery Walkable
40
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

5/10
1/10
Perth Amboy High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1929

Materials

  • Roof: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,See Remarks,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished, Other Room(s), Exterior Entry, Storage Space, Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining L

Features

  • Kitchen,Living Room,Dining Room,1 Bedroom,2 Bedrooms,Laundry Room,Bath Full,None,Additional Bath
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None,See Remarks

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Features: Granite/Corian Countertops

Property

Details

  • Parcel number: 1600270000000016
  • Zoning: R-25

Features

  • Levels: One, Below Grade, Two
  • Stories: 2
  • Patio & porch: Porch,Deck,Patio,Enclosed
  • Exterior features: Open Porch(es),Deck,Patio,Door(s)-Storm/Screen,Enclosed Porch(es),Fencing/Wall,Storage Shed,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 2,500 sqft
  • Features: Near Shopping,Easements/Right of Way,Interior Lot,Near Public Transit
  • Lot size dimensions: 100.00 x 25.00

Parking

  • Parking features: None,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$141$1,692
Property Taxes $661$7,932
Electricity $193$2,318
Total$3,012$36,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,268/yr
40% on housing$90,360/yr
45% on housing$80,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$273
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Pending sale$399,000
2026-08-12Contingent$399,000
2026-07-21Listed for sale$399,000
2026-06-17Contingent$399,900
2026-05-13Listed for sale$399,900
2026-04-08Listing removed$399,900
2026-03-19Price change$399,900
2026-02-04Listed for sale$415,900
2006-07-27Sold$270,000

For Sale by Agent

AgentKAURYS L. POLANCO
BrokerageWEICHERT CO REALTORS

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