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720 Mary St, Perth Amboy, NJ, 08861

2beds
2baths
0sqft
$389,000
--price/sqft
$2,942/moest. monthly cost
$117,680/yrincome needed

About This Home

Location, location, location: Own this property and take advantage of the deductions and equity that as a homeowner you are entitled to yearly. House in moving condition. Over size one car garage and off-street parking for approx. 6 cars, Wooden tool shed and rear deck. Fenced in yard. The following is included: ALL ceiling fans, Gas range, refrigerator, washer and dryer and three window A/C. the garage door opener and the attic fan are not in operation. For appmts. Call MANNY SEDA 732-887-5860, allow approx. one hr. for confirmation.

Getting Around

66
WalkingSomewhat Walkable
38
TransitSome Transit
50
BikeBikeable

Schools

5/10
1/10
Perth Amboy High SchoolGrades 9-120.5 mi

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow, Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Range/Oven,Refrigerator,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial, Bath Half, Exterior Entry, Storage Space, Utility Room

Bathroom

  • Features: Stall Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • 2 Bedrooms,Kitchen,Living Room,Bath Main,Attic,None
  • Window features: Screen/Storm Window
  • Flooring: Carpet,Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Radiant,Radiators-Hot Water,See Remarks
  • Cooling features: Ceiling Fan(s),Window Unit(s),See Remarks,Attic Fan

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Features: 1st Floor
  • Level: First

Property

Accessibility

  • Accessibility features: Stall Shower

Details

  • Parcel number: 211600316000000025
  • Zoning: R-50

Features

  • Levels: One, Ground Floor
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Curbs,Outbuilding(s),Deck,Screen/Storm Window,Sidewalk,Storage Shed,Yard

Lot

  • Lot size: 5,000 sqft
  • Features: Flag Lot
  • Lot size dimensions: 100.00 x 50.00

Parking

  • Total spaces: 1
  • Parking features: 2 Car Width,Asphalt,See Remarks,Garage,Attached,Built-In Garage,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$138$1,656
Property Taxes $645$7,740
Electricity $193$2,318
Total$2,942$35,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,868/yr
40% on housing$88,260/yr
45% on housing$78,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$274
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$445,000
2026-03-21Price change$448,000
2026-03-07Price change$450,000
2026-01-15Listed for sale$490,000
2020-09-25Sold$249,000
2020-07-11Pending sale$249,900
2020-06-22Listed for sale$249,900
1999-05-07Sold$66,500

For Sale by Agent

AgentMARIAN INDYK
BrokerageCENTURY 21 MAIN STREET REALTY

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