724 Charles St, Perth Amboy, NJ, 08861
About This Home
Versatility, space, and valueall in one exceptional home! Welcome to this beautifully maintained single-family home offering a rare combination of flexible living space, modern updates, and a fantastic outdoor setting. Featuring 2 spacious bedrooms, 2 full bathrooms, and a convenient half bath, this home is designed to accommodate a variety of lifestyles. One of the standout features is the two full kitchens, providing endless possibilities for entertaining, hosting guests, or creating a flexible living arrangement. Inside, you'll also find bright and inviting living spaces, while the partially finished basement offers additional room for a family room, home office, gym, playroom, or hobby space, with plenty of space for storage and a dedicated laundry area. Step outside into your own private retreat. The large, fully fenced backyard offers plenty of room for gatherings, pets, gardening, or simply enjoying the outdoors. A storage shed adds even more convenience, while the newer Trex front porch enhances the home's curb appeal with low-maintenance durability. Additional improvements include a whole-house water softener system, providing added comfort and peace of mind. Perfectly situated near shopping, restaurants, schools, parks, major highways, NJ Transit, and the vibrant Perth Amboy waterfront, this home offers both convenience and lifestyle. Homes offering this combination of two kitchens, multiple bathrooms, bonus living space, and a fully fenced yard are hard to find. Whether you're looking for extra flexibility, room to grow, or simply a move-in-ready home with unique features, this property checks all the boxes. Don't miss your opportunityschedule your private showing today before it's gone!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1909
Materials
- Roof: See Remarks
Type & Style
- Home type: SingleFamily
- Architectural style: Remarks, Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Range/Oven,Microwave,Refrigerator,See Remarks,Washer,Water Softener Owned,Kitchen Exhaust Fan,Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Partially Finished, Full, Bath Full, Other Room(s), Storage Space, Utility Room, Laundry Facilities
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Living Dining Combo
Features
- Watersoftener Owned,1 Bedroom,Kitchen,Bath Half,Living Room,Other Room(s),Dining Room,Family Room,Kitchen Second,Bath Full,Laundry Room,Storage
- Flooring: Ceramic Tile,Laminate
Heating & Cooling
- Heating features: Baseboard
- Cooling features: See Remarks
Interior Area
- Total structure area: 1,307
- Total interior livable area: 1,307 sqft
Kitchen
- Features: 2nd Kitchen, Kitchen Exhaust Fan
Property
Details
- Parcel number: 1600361000000011
- Zoning: R-25
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Patio
- Exterior features: Open Porch(es),Patio,Storage Shed,Yard
Lot
- Lot size: 4,273 sqft
- Features: See Remarks
- Lot size dimensions: 171.00 x 25.00
Parking
- Parking features: See Remarks
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $746 | $8,952 |
| Electricity | $193 | $2,318 |
| Total | $3,373 | $40,476 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $439,999 |
| 2026-07-18 | Listed for sale | $449,999 |
| 1999-07-21 | Sold | $90,000 |
For Sale by Agent
View on Zillow