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350 Summit Ave, Perth Amboy, NJ, 08861

3beds
1baths
1,200sqft
$394,999
$329price/sqft
$2,985/moest. monthly cost
$119,400/yrincome needed

About This Home

Freshly updated and move-in ready! This 3-bedroom, 1-bath home features a renovated kitchen, new flooring, and fresh paint throughout. Offering a bright and welcoming interior, this property is perfect for buyers seeking an affordable home with modern updates. Conveniently located near shopping, dining, transportation, and major roadways. Don't miss this great opportunity!

Getting Around

51
WalkingSomewhat Walkable
34
TransitSome Transit
50
BikeBikeable

Schools

5/10
1/10
Perth Amboy High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Refrigerator,Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer,Kitchen,Living Room,3 Bedrooms,Bath Full,None
  • Flooring: Ceramic Tile,Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: Radiators-Steam
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1600438000000017
  • Zoning: R-50

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,500 sqft
  • Features: See Remarks
  • Lot size dimensions: 25X100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$140$1,680
Property Taxes $655$7,860
Electricity $193$2,318
Total$2,985$35,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,342/yr
40% on housing$89,550/yr
45% on housing$79,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$273
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$394,999
2026-06-19Listed for sale$399,999
2026-03-03Listing removed$390,000
2025-12-18Listed for sale$390,000
2017-06-08Sold$123,000
2017-03-18Listed for sale$129,900
2016-08-08Listing removed$144,900
2016-07-28Listed for sale$144,900

For Sale by Agent

AgentDAMARYS COVER
BrokerageREAL

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