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368 Inslee St, Perth Amboy, NJ, 08861

2beds
2baths
1,638sqft
$550,000
$336price/sqft
$4,081/moest. monthly cost
$163,240/yrincome needed

About This Home

Welcome to 368 Inslee Street, Perth Amboy! Beautifully renovated two-family home on a spacious double lot featuring an oversized detached garage and an established rental history. Thoughtfully updated throughout with new kitchens, beautifully renovated bathrooms, fresh paint, modern fixtures, and energy-efficient HVAC split systems, this move-in-ready property offers exceptional flexibility for owner-occupants or investors. Enjoy generous outdoor space, abundant storage, and convenient access to shopping, schools, restaurants, public transportation, major highways, and the Outerbridge Crossing. A well-maintained, turnkey property offering comfort, versatility, and lasting value. First floor may be vacant October 1, 2026

Getting Around

32
WalkingCar-Dependent
33
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

5/10
1/10
Perth Amboy High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Water Heater(Electric,See Remarks),Water Heater,Unit 1(Range/Oven),Unit 2(Range/Oven)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Unit 1(1 Bedroom,Kitchen,Living Room,1 1/2 Baths,Den/Family Room),Unit 2(1 Bedroom,Kitchen,Laundry Hookup,1 Bath,Living Room)

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Mini Split,Unit 1(A/C Unit),Unit 2(A/C Unit)

Interior Area

  • Total structure area: 1,638
  • Total interior livable area: 1,638 sqft

Property

Details

  • Parcel number: 1600449000000042

Features

  • Stories: 2
  • Exterior features: Curbs,Sidewalk,Fencing/Wall,Storage Shed,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 5,000 sqft
  • Features: Dead-End Street,Level,Near Public Transit
  • Lot size dimensions: 100.00 x 50.00

Parking

  • Parking features: Oversized,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$195$2,340
Property Taxes $912$10,944
Electricity $193$2,318
Total$4,081$48,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,920/yr
40% on housing$122,430/yr
45% on housing$108,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$271
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$550,000
2025-08-02Listing removed$2,000
2025-06-20Listed for rent$2,000
2024-05-14Listing removed--
2024-04-10Listed for rent$1,950
2023-08-02Sold$310,000
2023-06-21Pending sale$339,000
2023-06-19Listed for sale$339,000
2023-04-04Contingent$360,000
2023-04-04Pending sale$339,000
2023-04-02Sold$310,000
2023-04-01Contingent$339,000
2023-01-07Price change$339,000
2022-11-02Listed for sale$360,000
2000-02-10Sold$84,000

For Sale by Agent

AgentHELENA LOELIUS
BrokerageSITAR REALTY COMPANY

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