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138 Washington Rd, Sayreville, NJ, 08872

3beds
2baths
0sqft
$389,900
--price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Welcome to this classic Colonial home boasting over 1,800 square feet of potential and light-filled living space across a generous six-room layout. Wrapped in low-maintenance vinyl siding, the home greets you with a charming, rocking-chair front porch, the perfect spot for your morning coffee. Situated on an oversized 71 x 100 lot, the property features a massive, party-sized backyard ready for summer barbecues, gardening, or outdoor fun. Inside, you will find three bedrooms, one and a half baths, and a full unfinished attic offering exceptional storage space or the exciting potential for future expansion. Complete with a private driveway for ample off-street parking, this home is vacant, immediately available, qualifies for renovation financing only, and is easy to show. Enjoy a prime location offering seamless access to local schools, shopping centers, major highways, and mass transportation. Opportunities like this don't come along often; bring your paintbrushes, vision, and creativity to transform this diamond in the rough into your dream home!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Wilson Elementary SchoolGrades PK-30.5 mi
5/10
Sayreville Middle SchoolGrades 6-82.1 mi
3/10
War Memorial High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Microwave,Refrigerator,See Remarks,Range,Gas Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space, None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Bath Half,Living Room,Dining Room,3 Bedrooms,Attic
  • Flooring: Ceramic Tile,See Remarks,Wood

Heating & Cooling

  • Heating features: Baseboard,Radiant,Radiators-Steam
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Granite/Corian Countertops, Eat-in Kitchen

Property

Details

  • Parcel number: 1900066000000040
  • Zoning: R7

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Enclosed
  • Exterior features: Open Porch(es),Enclosed Porch(es)

Lot

  • Lot size: 7,300 sqft
  • Features: Irregular Lot,Level
  • Lot size dimensions: 100.00 x 71.00

Parking

  • Parking features: 1 Car Width,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$119$1,428
Property Taxes $646$7,752
Electricity $193$2,318
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08872$281
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08872$371
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$389,900
2026-05-05Listing removed$484,900
2025-11-06Price change$484,900
2025-10-12Listed for sale$499,900
2020-01-28Listing removed$1,950
2020-01-04Listed for rent$1,950
2012-06-12Listing removed$199,000
2012-01-11Price change$199,000
2011-11-02Listed for sale$220,000
2008-10-30Sold$267,000
2007-08-24Sold$250,000

For Sale by Agent

AgentPATRICK FOX JR.
BrokerageAMERICAN REALTY SERVICE GROUP,

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