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405 Cobblestone Ct, Monmouth Junction, NJ, 08852

3beds
3baths
1,991sqft
$699,000
$351price/sqft
$5,153/moest. monthly cost
$206,120/yrincome needed

About This Home

Gigantic 3/4 bedroom end unit townhouse-no thru traffic-basement-garage-18 foot family room ceiling-fireplace-brand new kitchen with shaker cabinets-quartz counter tops-new stain-large pantry-large main bedroom closet-big backyard-play set

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Crossroads NorthGrades 6-82.9 mi
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Storage Space

Bathroom

  • Features: Jacuzzi-Type, Stall Shower, Two Sinks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo

Features

  • Vaulted Ceiling(s),Kitchen,Laundry Room,Bath Half,Living Room,Den,Dining Room,3 Bedrooms,Bath Main,Bath Second,None
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Exhaust Fan, Pantry, Eat-in Kitchen

Master Bedroom

  • Features: Two Sinks, Full Bath, Walk-In Closet(s)

Property

Details

  • Parcel number: 21000810500405
  • Zoning: PRD3

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Features: Near Shopping,Cul-De-Sac,Near Public Transit
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Asphalt,Garage,Attached,Garage Door Opener,Driveway,On Street,Unassigned,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$241$2,892
Property Taxes $1,159$13,908
Electricity $219$2,633
Total$5,153$61,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,674/yr
40% on housing$154,590/yr
45% on housing$137,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 08852$385
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08852$328
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$750,000
2026-04-28Price change$4,100
2026-04-22Listed for rent$4,050
2024-05-23Listing removed--
2024-04-04Listed for rent$3,900
2020-07-10Listing removed$2,800
2020-05-21Price change$2,800
2020-05-19Listed for rent$2,700
1997-06-20Sold$166,990

For Sale by Agent

AgentWALTER G. KURKELA
BrokerageKURKELA REALTY

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