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27 Division St, South River, NJ, 08882

2beds
1baths
0sqft
$390,000
--price/sqft
$3,087/moest. monthly cost
$123,480/yrincome needed

About This Home

Welcome home! This move-in-ready Colonial is the perfect opportunity for a first-time homebuyer. Featuring a cozy living room, an open-concept kitchen, and hardwood floors throughout, this home offers comfort and functionality. Enjoy the convenience of a private driveway and a spacious backyard ideal for outdoor gatherings. The full basement with a separate outside entrance is ready to be finished, offering excellent potential for additional living space, a gym, or a family room. Don't miss this wonderful opportunity to make this home your own! *This sale is contingent

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

5/10
4/10
3/10
South River High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Exterior Entry, Storage Space, Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen,Laundry Room,Living Room,Bath Main,2 Bedrooms,None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Baseboard,Radiant
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar, Kitchen Exhaust Fan, Eat-in Kitchen

Property

Details

  • Parcel number: 2300345000000005

Features

  • Levels: 2nd Floor
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Barbecue,Deck,Patio,Storage Shed,Yard

Lot

  • Features: Wooded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: 2 Cars Deep,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$118$1,416
Property Taxes $804$9,648
Electricity $193$2,318
Total$3,087$37,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,840/yr
40% on housing$92,610/yr
45% on housing$82,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08882$269
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08882$355
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$390,000
2018-11-09Sold$210,000
2018-09-18Listed for sale$218,000
2018-09-18Pending sale$218,000
2018-08-16Price change$218,000
2018-07-04Listed for sale$220,000
2018-03-28Sold$87,500
2018-01-31Price change$100,000
2017-12-13Price change$109,900
2017-11-15Price change$120,900
2017-10-16Price change$129,900
2017-09-15Price change$139,900
2017-08-04Price change$147,900
2017-06-28Listed for sale$154,900
2017-05-24Listing removed$152,895
2017-03-21Listed for sale--

For Sale by Agent

AgentBERVELY SANCHEZ
BrokerageREALTY OF AMERICA

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