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321 Manalapan Rd, Spotswood, NJ, 08884

3beds
2baths
2,141sqft
$775,000
$362price/sqft
$5,649/moest. monthly cost
$225,960/yrincome needed

About This Home

Endless space. Endless potential. A rare find! This charming home features 3 bedrooms and 2 full bathrooms with a comfortable, easy-flow layout. Step outside to a huge backyard sitting on an impressive 5 acre subdividable lot a true standout with limitless possibilities. Perfect for first-time buyers who want room to grow or investors seeking future development value. Enjoy the freedom of owning land with options: live in it, expand it, or subdivide for long-term gains. Peaceful setting with convenient access to major routes, shopping, dining, and everyday essentials. Land like this is hard to findsecure your opportunity today! A smart buy with space, convenience, and value schedule your showing before it's gone!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
5/10
Spotswood High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range/Oven,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Daylight, Storage Space, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room

Features

  • 3 Bedrooms,Kitchen,Library/Office,Living Room,Bath Full,Dining Room,None
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Radiant
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,141
  • Total interior livable area: 2,141 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Island, Eat-in Kitchen, Separate Dining Area

Property

Details

  • Parcel number: 2400008000000001
  • Zoning: R-10

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Deck,Enclosed
  • Exterior features: Barbecue,Open Porch(es),Deck,Enclosed Porch(es)

Lot

  • Lot size: 5 Acres
  • Features: Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Gravel,Garage,Attached,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$210$2,520
Property Taxes $1,285$15,420
Electricity $236$2,832
Total$5,649$67,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,680/yr
40% on housing$169,470/yr
45% on housing$150,640/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 08884$185
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08884$391
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$775,000
2026-01-24Listed for sale$789,900
2024-06-24Listing removed--
2022-04-25Listed for sale$799,900
1999-07-19Sold$213,000

For Sale by Agent

AgentPETER BOUTROS
BrokerageEXP REALTY, LLC

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