28 Victoria Ave, Spotswood, NJ, 08884
About This Home
Don't miss this exceptional investment opportunity in Spotswood! Live the lifestyle you've always dreamed of while building equity in this completely renovated multi family home with endless income-producing potential. Whether you choose to owner-occupy one unit and rent the other, or maximize returns by leasing both, this property offers flexibility and value in a prime location. Each spacious unit features: 3 bedrooms and 1 full bath; Separate full basements with private laundry areas including washer & dryer; Mudroom access from the backyard; Individual utilities including water; Private yard space and separate driveway. Please note one unit also includes a walkout basement and a full unfinished attic with a loft potential. Additional highlights include: Baseboard heating throughout; Gas hot water heater; Public water / sewer; 2024 replaced roof and added 6 inch gutter; and all appliances are included in the sale. This turnkey multifamily property is perfect for investors or owner-occupants, just minutes from shopping, restaurants, and major highways schedule your appointment today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1934
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Water Heater(See Remarks,Gas),Water Heater,Unit 1(Dryer,Washer),Unit 2(Dryer,Washer)
Basement
- Has basement: Yes
- Basement: Partially Finished, Daylight, Laundry Facilities
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
Features
- Unit 1(Dining Room,3 Bedrooms,Kitchen,1 Bath,Living Room,See Remarks),Unit 2(Dining Room,3 Bedrooms,Kitchen,1 Bath,Living Room)
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 2,152
- Total interior livable area: 2,152 sqft
Property
Details
- Parcel number: 2400094400002
Features
- Stories: 2
- Patio & porch: Patio,Deck,Porch
- Exterior features: Patio,Deck,Storage Shed,Porch
Lot
- Lot size: 10,000 sqft
- Features: Dead-End Street
- Lot size dimensions: 100.00 x 100.00
Parking
- Parking features: 4(+)Car Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,191 | $50,292 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $1,374 | $16,488 |
| Electricity | $237 | $2,846 |
| Total | $6,027 | $72,324 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $819,000 |
| 2026-07-02 | Price change | $829,000 |
| 2026-06-18 | Listed for sale | $835,000 |
| 2026-05-29 | Contingent | $839,000 |
| 2026-05-14 | Listed for sale | $839,000 |
| 2024-05-02 | Listing removed | -- |
| 2024-02-19 | Price change | $849,000 |
| 2024-02-02 | Listed for sale | $869,000 |
| 2021-11-04 | Sold | $535,100 |
| 2021-09-16 | Price change | $534,999 |
| 2021-08-26 | Listed for sale | $539,000 |
| 2021-08-23 | Sold | $415,000 |
| 2021-06-01 | Sold | $415,000 |
| 2021-04-16 | Listed for sale | $415,000 |
| 2017-10-08 | Listing removed | $375,000 |
| 2017-05-01 | Listed for sale | $375,000 |
| 2015-02-11 | Listing removed | $1,600 |
| 2014-12-12 | Listed for rent | $1,600 |
| 2013-03-11 | Listing removed | $1,500 |
| 2013-01-11 | Listed for rent | $1,500 |
| 2004-12-08 | Sold | $375,000 |
For Sale by Agent
View on Zillow