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26 Howard St, Hopelawn, NJ, 08861

3beds
1baths
1,140sqft
$450,000
$395price/sqft
$3,373/moest. monthly cost
$134,920/yrincome needed

About This Home

Attention Handy Men and Women!!!! Super Location, Huge 200 ft deep Lot, Unlimited Potential!!! Needs some work. New Furnace and Water Line!!!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
3/10
Fords Middle SchoolGrades 6-81.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Fixer Upper, Colonial, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range/Oven,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Kitchen,Living Room,Dining Room,3 Bedrooms,Bath Main,Attic
  • Flooring: Carpet,Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 2500004010002101
  • Zoning: R5

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Open Porch(es),Curbs,Door(s)-Storm/Screen

Lot

  • Lot size: 9,700 sqft
  • Lot size dimensions: 194.00 x 0.00

Parking

  • Parking features: 1 Car Width,Dirt,Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$159$1,908
Property Taxes $746$8,952
Electricity $193$2,318
Total$3,373$40,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,645/yr
40% on housing$101,190/yr
45% on housing$89,946/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$273
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$450,000
2019-05-17Listing removed$248,900
2018-11-18Price change$248,900
2018-06-05Pending sale$239,900
2018-05-18Listed for sale$239,900

For Sale by Agent

AgentDOUGLAS R. DETER
BrokerageKELLER WILLIAMS ELITE REALTORS

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