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613 Witty Banter Ct, Yulee, FL, 32097

3beds
3baths
2,180sqft
$748,560
$343price/sqft
$5,215/moest. monthly cost
$208,600/yrincome needed

About This Home

Expect to be impressed with this delightful home on a preserve view/ cul-de-sac lot. This home has all the upgrades you would choose if you were starting from scratch so why wait to build. This beautifully designed 3 bedroom, + office, 2.5 bath, 3 car garage, home blends luxury finishes with seamless indoor-outdoor living. A wall of disappearing glass doors open to the covered and screened lanai with a hook-up for your gas grill. Inside, the open-concept floor plan showcases tray ceilings, hardwood flooring in the main living areas, premium designer carpet in the bedrooms, upgraded casings and baseboards. A gourmet kitchen featuring quartz countertops, large center island, gas stove with custom hood, KitchenAid appliances, and designer finishes. The primary suite includes quartz countertops, an upgraded spa-inspired zero entry shower with rain shower head and dual handheld system. Highlights include a paver driveway and lanai, utility sink in the spacious laundry room, epoxy garage floors, water softener loop, and exceptional attention to detail throughout. Enjoy access to world-class amenities including pickleball, tennis and bocce ball courts, resort-style zero-entry pool, lap pool, covered pavilion and event lawn, indoor/outdoor tavern and grill, event ballroom, outdoor spa, and a vibrant social calendar full of activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Wildlight ElementaryGrades PK-50.7 mi
9/10
Yulee Middle SchoolGrades 6-83.8 mi
5/10
Yulee High SchoolGrades 5,9-123.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Pulte

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Refrigerator,Stove,Washer

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Split Bedrooms,Window Treatments
  • Window features: Aluminum Frames,Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Living Room

  • Level: Lower

Master Bathroom

  • Level: Lower

Master Bedroom

  • Level: Lower

Office

  • Level: Lower

Property

Details

  • Parcel number: 503N27100402070000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Sprinkler/Irrigation
  • Frontage type: Preservation

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: .27 acres

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,785$45,420
Home Insurance *$407$4,884
Property Taxes $804$9,648
Electricity $219$2,632
Total$5,215$62,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,800/yr
40% on housing$156,450/yr
45% on housing$139,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$192
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$748,560
2025-11-02Listing removed$715,000
2025-10-01Price change$715,000
2025-09-02Price change$724,900
2025-07-04Listed for sale$749,900
2024-10-13Listing removed$775,000
2024-07-17Listed for sale$775,000
2024-06-25Sold$670,100

For Sale by Agent

AgentPatti Armstrong
BrokerageRECIPROCAL LISTINGS

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