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86 Westminster Rd, Colonia, NJ, 07067

3beds
2baths
0sqft
$525,000
--price/sqft
$3,837/moest. monthly cost
$153,480/yrincome needed

About This Home

Welcome home to this bright and airy residence offering an open-concept layout across the main living spaces. The kitchen flows seamlessly into the living area, creating an ideal setup for both everyday living and entertaining. It features stainless steel appliances and granite countertops, combining functionality with style. The second floor offers three bedrooms and a full main bathroom, providing a comfortable and practical layout. The lower level is fully finished and includes a spacious family room, an additional full bathroom, and direct garage access, creating flexible living space for a variety of needs. From here, you also have access to a large, fenced-in backyard, perfect for outdoor enjoyment. This home will be delivered with a brand new roof, providing added value and peace of mind for the next owner. The property is equipped with newer furnaces and already has ductwork in place for central air conditioning, offering an easy upgrade option for buyers who wish to convert from the existing window units. Filled with natural light and thoughtfully laid out, this home presents a great opportunity to move into a well-maintained property with key updates already completed. Ideally located near major roadways including the Garden State Parkway and Route 1, and within close proximity to NJ Transit bus lines and train access to NYC, this home offers convenience for commuters while remaining close to shopping, dining, and everyday amenities.

Getting Around

34
WalkingCar-Dependent
30
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

3/10
Colonia Middle SchoolGrades 6-80.3 mi
5/10
Colonia High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Finished, Bath Full, Other Room(s), Recreation Room, Storage Space, Utility Room, Laundry Facilities

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Dining Combo

Features

  • Kitchen,Living Room,Dining Room,3 Bedrooms,Bath Other,None
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1225508.0287

Features

  • Levels: One, Two
  • Stories: 2
  • Patio & porch: Porch,Deck,Patio,Enclosed
  • Exterior features: Barbecue,Open Porch(es),Deck,Patio,Enclosed Porch(es)

Lot

  • Lot size: 6,000 sqft
  • Lot size dimensions: 100.00 x 60.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Garage,Attached,Built-In Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$120$1,440
Property Taxes $870$10,440
Electricity $193$2,318
Total$3,837$46,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,554/yr
40% on housing$115,110/yr
45% on housing$102,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07067$437
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 07067$409
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$525,000
2026-05-07Contingent$525,000
2026-04-25Listed for sale$525,000
2022-10-31Sold$435,000
2022-08-29Price change$439,800
2022-07-25Listed for sale$449,800
2022-07-02Sold$435,000
2003-04-02Sold$240,000

For Sale by Agent

AgentELIANE LONGHI, SERHANT NEW JERSEY LLC, ANA CAETANO, SERHANT NEW JERSEY LLC
BrokerageSERHANT NEW JERSEY LLC

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