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413 Belgrade St, Avenel, NJ, 07001

2beds
1baths
768sqft
$399,000
$520price/sqft
$2,973/moest. monthly cost
$118,920/yrincome needed

About This Home

Charming Cottage with Endless Potential in a Prime Avenel Location! Welcome to this delightful 2-bedroom, 1-bath home offering the perfect opportunity for first-time homebuyers, investors, or anyone looking to add their own personal touch. Full of character and charm, this cozy cottage is ready to be transformed into your dream home or next investment property. Situated in a convenient location, this home offers easy access to Route 1 & 9, the Garden State Parkway, the New Jersey Turnpike, and other major highways, making commuting throughout New Jersey and to New York City a breeze. The nearby Avenel NJ Transit Station provides direct rail service for commuters seeking an easy trip into Manhattan. Whether you're looking to renovate, invest, or purchase your first home, this property offers incredible value and endless possibilities. Enjoy the convenience of nearby shopping, restaurants, parks, schools, and transportation, all while creating a space that's uniquely your own. Don't miss this fantastic opportunity to own an affordable home in a desirable location with tremendous upside!

Getting Around

66
WalkingSomewhat Walkable
35
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

3/10
Avenel Middle SchoolGrades 6-81.0 mi
5/10
Colonia High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range/Oven,Refrigerator,Washer,Kitchen Exhaust Fan,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 2 Bedrooms,Attic,Bath Full,Kitchen,Living Room,None
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Baseboard Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Features: Kitchen Exhaust Fan

Property

Details

  • Parcel number: 250084802400016
  • Zoning: R-6

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,577 sqft
  • Features: Level
  • Lot size dimensions: 46X143

Parking

  • Total spaces: 2
  • Parking features: 3 Cars Deep,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$102$1,224
Property Taxes $661$7,932
Electricity $193$2,318
Total$2,973$35,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,931/yr
40% on housing$89,190/yr
45% on housing$79,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 07001$242
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 07001$353
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$399,000
2026-07-29Listed for sale$399,000

For Sale by Agent

AgentLILLY SHAMAM
BrokerageKELLER WILLIAMS EAST MONMOUTH

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