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537 S Atlantic Ave, Aberdeen, NJ, 07747

5beds
4baths
0sqft
$1,125,000
--price/sqft
$8,032/moest. monthly cost
$321,280/yrincome needed

About This Home

From the moment you arrive, the home's impressive presence, manicured grounds, and welcoming front porch set the tone for what awaits inside. Rare opportunity in sought-after Aberdeen! Spacious and versatile expanded residence offering approximately 4,000 sq ft of well-designed living space, offering the perfect blend of luxury, flexibility, and modern living. Featuring 5-6 generously sized bedrooms and 4 brand new full baths, the sun-filled layout showcases oversized living spaces, a stylish eat-in kitchen with center island, elegant areas ideal for entertaining, laundry and retreat to the primary suite with vaulted ceilings, spa inspired bath and generous closets. A standout feature of the home is the fully self-contained private suite, complete with its own entrance, two bedrooms, full bathroom, kitchenette/wet bar, separate living area, and dedicated laundry. This independent space offers exceptional privacy and flexibility for extended family and guests Whether you're looking to keep family close while maintaining privacyor simply want a home that adapts with your lifestylethis property delivers something you don't find often in today's market- functioning as either one expansive home or two separate living spaces under one roof. Conveniently located near major transportation options, shopping, dining, schools, and local amenities, this home combines space, flexibility, and accessibility in one exceptional offering.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
7/10
3/10

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Custom Home, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Range,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Tub Only, Stall Shower

Bedroom2

  • Area: 165.12

Bedroom3

  • Area: 168

Bedroom4

  • Area: 195.91

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room
  • Area: 247.94000000000003

Features

  • 2nd Stairway to 2nd Level,Cathedral Ceiling(s),Vaulted Ceiling(s),Kitchen,Laundry Room,Living Room,Bath Full,Dining Room,Family Room,Utility Room,5 (+) Bedrooms,Bath Main,Bath Second,Bath Third,Other Room(s),None
  • Flooring: Ceramic Tile,Laminate,Wood

Heating & Cooling

  • Heating features: Zoned,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Granite/Corian Countertops, Breakfast Bar, Kitchen Island, Eat-in Kitchen, Separate Dining Area
  • Area: 164.399999999

Living Room

  • Area: 289.94

Master Bedroom

  • Features: Sitting Area, Full Bath, Walk-In Closet(s)
  • Area: 584.683

Property

Details

  • Parcel number: 0100066000000014

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Open Porch(es),Patio,Sidewalk,Fencing/Wall,Storage Shed,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 0.44 Acres
  • Features: Near Shopping,Near Train,Level,Near Public Transit
  • Lot size dimensions: 190.00 x 100.00

Parking

  • Total spaces: 2
  • Parking features: 3 Cars Deep,Additional Parking,Circular Driveway,Garage,Attached,Built-In Garage,Oversized,Detached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$352$4,224
Property Taxes $1,799$21,588
Electricity $193$2,318
Total$8,032$96,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,382/yr
40% on housing$240,960/yr
45% on housing$214,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07747$299
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07747$333
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$1,125,000
2026-08-05Pending sale$1,125,000
2026-07-25Price change$1,125,000
2026-06-24Price change$1,125,888
2026-05-13Listed for sale$1,125,000
2026-04-28Listing removed$1,199,000
2026-02-05Listed for sale$1,199,000
2026-01-26Listing removed$1,224,900
2026-01-07Price change$1,224,900
2025-11-12Listed for sale$1,249,900
2024-07-09Sold$675,000
1999-05-01Sold$83,500

For Sale by Agent

AgentGRAZIELLA CARUSO
BrokerageEXP REALTY, LLC

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