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290 W Prospect Avenue, Keyport, NJ, 07735

2beds
1baths
708sqft
$450,000
$636price/sqft
$3,332/moest. monthly cost
$133,280/yrincome needed

About This Home

LOCATION, VALUE, AND BONUS SPACE! Welcome to this adorable 2-BR, 1-BA home in prime Aberdeen, just minutes from schools and the train station. Perfect for first-time buyers or investors, this impeccably maintained property boasts a newer roof and a brand-new hot water heater. Inside, find two spacious bedrooms, a full bath, and an inviting eat-in kitchen. The massive, oversized lot features a huge driveway and a spectacular bonus: a fully permitted, finished ~800 sq. ft. garage space in the back. Turn it into your dream workshop, man cave, or party room! Just move right in and start living!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Cliffwood Ave SchoolGrades PK-30.5 mi
7/10
3/10

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 708
  • Total interior livable area: 708 sqft

Property

Details

  • Parcel number: 0100213000000001
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$166$1,992
Property Taxes $698$8,376
Electricity $193$2,318
Total$3,332$39,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,240/yr
40% on housing$99,960/yr
45% on housing$88,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$636This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$274
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$450,000
2026-07-31Listed for sale$450,000
1992-10-26Sold$94,000

For Sale by Agent

AgentIfra Yasin
BrokerageEXP Realty

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