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38 W Concourse, Keyport, NJ, 07735

4beds
3baths
2,476sqft
$1,299,000
$525price/sqft
$9,346/moest. monthly cost
$373,840/yrincome needed

About This Home

Experience modern coastal living at its finest at 38 West Concourse in Cliffwood Beach, a custom-built farmhouse completed in 2022, offering approximately 2,500 square feet of thoughtfully designed living space, sweeping water views, abundant natural light, and premium finishes throughout. Perfectly positioned to capture views of the Raritan Bay, Atlantic Ocean, Treasure Lake, and the New York City skyline. This four-bedroom, two-and-a-half-bath residence seamlessly blends contemporary design with everyday functionality. Large windows throughout fill the home with natural light while showcasing stunning water views and skyline vistas from multiple rooms, creating a bright and airy atmosphere throughout. The open-concept main level is designed for both comfortable living and effortless entertaining, featuring wide plank flooring throughout and beautifully finished tile bathrooms. The designer kitchen is equipped with quartz countertops, premium appliances including an LG refrigerator, GE range, Bosch dishwasher, Kohler fixtures, a spacious pantry, dedicated coffee bar with wine refrigerator, and convenient access to the mudroom and insulated two car garage with upgraded insulated doors.The primary suite serves as a private retreat, complete with tray ceilings, two walk in closets, and a spa-inspired ensuite bath featuring heated floors, dual vanities, granite finishes, a stand-alone soaking tub, and elevated details throughout. The secondary bath offers dual sinks and a full bathtub, thoughtfully designed for family and guests alike. Adding to the home's versatility is an approximately 1,100-square-foot unfinished basement offering endless possibilities to create the ultimate entertainment space, private gym, home theater, custom bar, game room, or additional recreational area tailored to your lifestyle. Every detail of the home reflects quality craftsmanship, from upgraded solid-core interior doors, spacious walk in closets and oversized base molding to modern infrastructure including Cat 6 wiring throughout and an energy-efficient tankless hot water system. Dual-zone forced heat and central air conditioning provide year-round comfort. Outdoor living is equally impressive, centered around a 16’ x 32’ heated pool with integrated spa, deck jets, and a Marmiro sandblasted marble surround designed to remain cool underfoot while providing slip-resistant durability. An automatic awning, outdoor television, and professionally maintained grounds with five-zone irrigation create an ideal setting for entertaining and relaxation. Offering modern construction, exceptional water views, premium amenities, and a thoughtfully designed floor plan, 38 West Concourse presents a rare opportunity to own a move-in ready coastal residence in one of Cliffwood Beach's most desirable waterfront settings.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Cliffwood Ave SchoolGrades PK-31.0 mi
7/10
3/10

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: Gas,Other

Interior Area

  • Total structure area: 2,476
  • Total interior livable area: 2,476 sqft

Property

Details

  • Parcel number: 0100341000000011
  • Exclusions: Personal items

Parking

  • Parking features: Attached,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$479$5,748
Property Taxes $2,027$24,324
Electricity $272$3,275
Total$9,346$112,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$320,434/yr
40% on housing$280,380/yr
45% on housing$249,226/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$268
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$1,299,000
2026-06-05Listed for sale$1,349,000
2022-08-04Sold$700,000
2019-12-23Sold$130,000
2019-11-18Pending sale$144,500
2019-10-24Listed for sale$144,500
2019-10-22Sold$1,000
2001-02-28Sold$70,000

For Sale by Agent

AgentKELLY GEIER-MARZULLO
BrokerageCORCORAN SAWYER SMITH

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