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822 Prospect Avenue, Asbury Park, NJ, 07712

3beds
2baths
1,336sqft
$620,000
$464price/sqft
$4,254/moest. monthly cost
$170,160/yrincome needed

About This Home

Freshly renovated 3BR/2BA (Master Bed + Master Bath) home on a 50x150 lot with a long private driveway fitting 3-4 cars, a huge backyard, and a rebuilt rear shed for storage or a workshop. Inside, enjoy a brand-new kitchen with new stainless-steel appliances, updated bathrooms, refinished floors, new lighting, and crisp modern finishes throughout. The large, clean basement offers solid ceiling height and flexible space for storage, gym, or expansion. Exterior upgrades include roof, siding, paint, and more--truly move-in ready with room to grow.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
Bradley Elementary SchoolGrades PK-30.4 mi
3/10
Asbury Park High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,336
  • Total interior livable area: 1,336 sqft

Property

Details

  • Parcel number: 0401903000000008

Features

  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$184$2,208
Property Taxes $742$8,904
Electricity $193$2,318
Total$4,254$51,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,851/yr
40% on housing$127,620/yr
45% on housing$113,440/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$464This listing

vs Other Active Listings

Avg $/sqft

ZIP 07712$444
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07712$410
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$670,000
2026-04-09Price change$680,000
2026-03-31Price change$690,000
2026-03-27Price change$699,999
2026-03-03Listed for sale$710,000
2026-02-17Pending sale$710,000
2026-01-23Price change$710,000
2026-01-06Price change$720,000
2025-12-29Price change$725,000
2025-12-09Price change$750,000
2025-11-27Listing removed$3,950
2025-11-26Listed for sale$775,000
2025-10-23Price change$3,950
2025-10-18Price change$3,975
2025-09-11Listed for rent$4,000
2023-01-18Sold$385,000

For Sale by Agent

AgentMatthew H Sigman
BrokerageSigman Realty

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