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811 Central Avenue, Asbury Park, NJ, 07712

4beds
2baths
1,660sqft
$649,000
$391price/sqft
$4,442/moest. monthly cost
$177,680/yrincome needed

About This Home

Asbury Park is one of the fastest growing communities. Home may need a little TLC and updating. Large Master Bedroom on first floor, eat in kitchen and a large, family sized living room. Near transportation, route 18, parkway and just blocks from the Beach and famous bars.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

3/10
Bradley Elementary SchoolGrades PK-30.2 mi
3/10
Asbury Park High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shore Colonial,Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,660
  • Total interior livable area: 1,660 sqft

Property

Details

  • Parcel number: 040181000000046
  • Zoning description: Single Family

Features

  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 50 x 101

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$192$2,304
Property Taxes $776$9,312
Electricity $193$2,318
Total$4,442$53,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,297/yr
40% on housing$133,260/yr
45% on housing$118,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 07712$444
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07712$410
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for rent$4,000
2025-12-09Listed for sale$750,000
2025-11-29Listing removed$825,000
2025-09-19Listed for sale$825,000
2011-04-21Listing removed$1,750
2011-03-26Price change$1,750
2011-02-24Listed for sale$1
2002-06-24Sold$70,000

For Sale by Agent

AgentFrancine Simonsen
BrokerageMcNeely Agency

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