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275 Ocean Boulevard, Atlantic Highlands, NJ, 07716

2beds
2baths
1,228sqft
$849,000
$691price/sqft
$5,930/moest. monthly cost
$237,200/yrincome needed

About This Home

Charming 2-bedroom, 2-bath ranch situated on 0.27 acres and backing to Lenape Woods in desirable Atlantic Highlands. Features include a full, partially finished basement, central air, baseboard heat, and seasonal winter water views. Conveniently located near downtown Atlantic Highlands, the NYC ferry, beaches, marinas, parks, and scenic waterfront attractions. A wonderful opportunity to enjoy ranch living in one of Monmouth County's most desirable communities.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
--

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,228
  • Total interior livable area: 1,228 sqft

Property

Details

  • Parcel number: 0500009000000010

Features

  • Stories: 1

Lot

  • Lot size: 0.27 Acres
  • Features: Back to Woods

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Coastal Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$285$3,420
Property Taxes $1,159$13,908
Electricity $193$2,318
Total$5,930$71,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,314/yr
40% on housing$177,900/yr
45% on housing$158,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$691This listing

vs Other Active Listings

Avg $/sqft

ZIP 07716$419
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07716$475
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$849,000

For Sale by Agent

AgentDean Cramer
BrokerageWeichert Realtors-Rumson

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