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100 Richdale Road, Colts Neck, NJ, 07722

6beds
9baths
9,174sqft
$3,975,000
$433price/sqft
$27,256/moest. monthly cost
$1,090,240/yrincome needed

About This Home

Amazing opportunity to live on the Swimming River Reservoir with an unbelievable 180 degree view. Privacy is assured with over 600' of road frontage. Kayak, Paddleboard, or Fish(electric motors only) whenever you want. This entire waterfront estate is fenced and has electric gates as well as full camera coverage from the house to the two story barn/garage. The home boasts 6 bedrooms each with its own en-suite full bath. The first floor has a wonderful openness with its two story foyer adorned with a motorized Schonbek Chandelier and 10' ceilings throughout. The classic custom floor to ceiling cabinetry in the kitchen is complimented by a Wolf Chef's Range/Oven and a GE Cafe wall oven as well as a built-in SubZero fridge. The Primary Bedroom includes a sittting room with Fireplace and custom wet bar as well as opening onto an expansive deck overlooking the water. The Princess suite boasts a fireplace as well as a wall French doors with access to the deck. The bedroom suite on the third level has its own private balcony overlooking the reservoir and its own sitting area. The over 4000 sqft full finished basement encompasses a full bath, kitchen area minus a stove, wine room, an exercise room with a MasterSpa Swim Spa, Gaming area's and storage.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Conover Road SchoolGrades 3-52.8 mi
7/10
5/10
Colts Neck High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Finished,Full,Heated,Walk-Out Access

Bedroom

  • Area: 271.25
  • Dimensions: 17.5 x 15.5

Bedroom

  • Area: 252
  • Dimensions: 16.8 x 15

Bedroom

  • Area: 285
  • Dimensions: 19 x 15

Bedroom

  • Area: 496
  • Dimensions: 31 x 16

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 7
  • 1/2 bathrooms: 2

Dining Room

  • Area: 340
  • Dimensions: 20 x 17

Family Room

  • Area: 782
  • Dimensions: 34 x 23

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Dec Molding,Recessed Lighting
  • Number of fireplaces: 5
  • Fireplace: Yes
  • Attic: Attic

Foyer

  • Area: 651
  • Dimensions: 31 x 21

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,3+ Zoned Heat
  • Cooling features: 5 Zone,3+ Zoned AC

Interior Area

  • Total structure area: 9,174
  • Total interior livable area: 9,174 sqft

Kitchen

  • Area: 435
  • Dimensions: 29 x 15

Library

  • Area: 336
  • Dimensions: 24 x 14

Living Room

  • Area: 651
  • Dimensions: 31 x 21

Other

  • Area: 1054
  • Dimensions: 34 x 31

Other

  • Area: 500
  • Dimensions: 25 x 20

Other

  • Area: 50
  • Dimensions: 10 x 5

Other

  • Area: 270
  • Dimensions: 18 x 15

Property

Details

  • Parcel number: 10000211000001
  • Zoning description: Residential

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Lap,Heated,Indoor
  • Exterior features: Balcony,Controlled Access,Lighting
  • On waterfront: Yes
  • Topography of land: Level

Lot

  • Lot size: 2.50 Acres
  • Features: Dead End Street

Parking

  • Total spaces: 5
  • Parking features: Circular Driveway,Paver Block,Asphalt,Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Hurricane
Inland Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,099$241,188
Home Insurance *$1,440$17,280
Property Taxes $4,706$56,472
Electricity $1,011$12,135
Total$27,256$327,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$934,491/yr
40% on housing$817,680/yr
45% on housing$726,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 07722$506
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07722$411
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$3,895,000
2025-08-14Listing removed$3,250,000
2025-08-07Listed for sale$3,250,000
2024-10-30Sold$395,000
2024-07-28Price change$2,899,000
2024-06-30Price change$2,949,000
2024-05-31Listed for sale$2,995,000
2024-05-28Listing removed--
2024-05-21Price change$3,199,900
2024-05-14Listed for sale$3,299,900
2018-01-05Sold$1,350,000
2017-10-04Pending sale$1,699,000
2017-09-22Listed for sale$1,699,000
2017-09-20Pending sale$1,699,000
2017-08-11Price change$1,699,000
2017-06-30Price change$1,900,000
2017-04-28Price change$2,199,000
2017-04-02Price change$2,399,000
2016-08-14Listed for sale$2,700,000
2012-06-24Listing removed$8,000
2012-03-10Listed for rent$8,000
2012-03-09Listing removed$3,950,000
2010-12-04Price change$3,950,000
2010-11-12Listed for sale$4,395,000
2009-08-27Sold$3,031,000
2007-05-02Sold$975,000

For Sale by Agent

AgentSanto Dalmazio
BrokerageAmerican Realty Associates

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