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48 Neptune Avenue, Deal, NJ, 07723

9beds
6baths
4,904sqft
$7,800,000
$1,591price/sqft
$46,651/moest. monthly cost
$1,866,040/yrincome needed

About This Home

Welcome to 48 Neptune Avenue, an exceptional coastal residence of Deal, just steps from the beach and the second house off Ocean Avenue. Situated on an expansive 100x150 lot, this impressive 9-bedroom, 5.5-bathroom home offers approximately 4,900 square feet 3 Story Structure plus Finished Basement of thoughtfully designed living space--perfect for large families or those who love to host family occasions. Step inside to discover a bright and spacious layout with generous living and entertaining areas, filled with natural light. The home features high ceilings, wood floors, a large front porch, and well-proportioned bedrooms, including multiple guest accommodations, providing both comfort and flexibility.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Deal Elementary SchoolGrades K-80.7 mi

Construction

Condition

  • Year built: 1918

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 4
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,904
  • Total interior livable area: 4,904 sqft

Property

Details

  • Parcel number: 1100084000000002

Features

  • Stories: 2

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Parking features: Driveway,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $39,441$473,292
Home Insurance *$3,911$46,932
Property Taxes $2,759$33,108
Electricity $540$6,487
Total$46,651$559,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,599,462/yr
40% on housing$1,399,530/yr
45% on housing$1,244,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,591This listing

vs Other Active Listings

Avg $/sqft

ZIP 07723$1,653
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07723$1,160
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$7,800,000
2026-04-21Listing removed$7,990,000
2025-10-21Listed for sale$7,990,000
2024-05-24Listing removed--
2024-05-06Price change$99,000
2024-04-16Listing removed--
2024-04-14Price change$120,000
2024-03-19Price change$135,000
2024-02-12Listed for rent$150,000
2023-09-05Listed for sale$6,990,000
2023-09-02Listing removed--
2023-06-01Price change$90,000
2023-04-20Price change$125,000
2023-02-13Price change$6,999,000
2023-01-31Listed for rent$155,000
2023-01-30Listed for sale$7,499,000
2023-01-13Listing removed--
2022-08-23Listing removed--
2022-07-19Price change$7,490,000
2022-05-24Listed for sale$7,999,000
2017-09-27Listing removed$4,000
2017-09-16Listed for rent$4,000
2000-03-23Sold$950,000

For Sale by Agent

AgentBarbara Gheriani
BrokerageBeba Realty, LLC

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