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18 Victory Dr, Englishtown, NJ, 07726

3beds
1baths
828sqft
$399,999
$483price/sqft
$2,944/moest. monthly cost
$117,760/yrincome needed

About This Home

Tranquil street with a serene view of Lake Weamaconk in the heart of Englishtown. Easy Access to the center of town. Close to major highways. Bring your personal touches to this quaint 3 bedroom 1 bath cape cod home. Very large open lot. Newer roof. easy to show.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
7/10
Manalapan High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range/Oven,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 2 Bedrooms,Kitchen,Living Room,1 Bedroom,None
  • Flooring: Wood,Laminate

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Features: 1st Floor
  • Level: First

Property

Details

  • Parcel number: 1300017000000009

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage Shed

Lot

  • Lot size: 8,712 sqft
  • Features: Dead - End Street,Waterview
  • Lot size dimensions: 116.00 x 75.00

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Gravel,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$114$1,368
Property Taxes $615$7,380
Electricity $193$2,318
Total$2,944$35,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,937/yr
40% on housing$88,320/yr
45% on housing$78,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 07726$281
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07726$336
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$399,999
2007-10-25Sold$120,000

For Sale by Agent

AgentANTHONY J. AVERSANO
BrokerageMID-STATE REALTY

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