See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

194 Kentucky Way, Freehold, NJ, 07728

3beds
3baths
1,818sqft
$749,900
$412price/sqft
$5,350/moest. monthly cost
$214,000/yrincome needed

About This Home

Redesigned property, featuring over $100k in professional landscaping, stands out as the premier property in the development. Custom soft and hardscaping, along w/ designer stone pavers and illuminated pathways, create a private, resort-style oasis. The fully fenced backyard includes a Hot Spring saltwater spa, an outdoor shower, a BBQ island w/ a natural gas grill and refrigerator, a 30-foot seating wall, a power awning, a custom shed, a 4-zone irrigation system, a whole-house generator, and security cameras. Inside, the home boasts a gas fireplace, granite countertops, new appliances, custom blinds, plantation shutters, and a renovated primary bathroom w/ a walk-in cedar closet. Minutes away from the Henry Hudson Trail, downtown Freehold, beaches, parks, shopping, and top-rated schools.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Joseph J Catena SchoolGrades K-50.9 mi
5/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting
  • Window features: Thermal Window
  • Flooring: Ceramic Tile,Wood,Other
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,818
  • Total interior livable area: 1,818 sqft

Property

Details

  • Parcel number: 17000410200096
  • Zoning description: Residential
  • Exclusions: Personal belongings,electric fireplace.

Features

  • Stories: 2
  • Pool features: Community
  • Exterior features: Outdoor Shower,Lighting
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved,Double Wide Drive,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$238$2,856
Property Taxes $1,121$13,452
Electricity $200$2,404
Total$5,350$64,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,428/yr
40% on housing$160,500/yr
45% on housing$142,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 07728$269
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07728$329
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$850,000
2015-06-19Sold$360,000
2015-01-25Price change$369,900
2014-11-29Price change$375,000
2014-10-12Listed for sale$379,900
2006-12-14Sold$395,000
2001-02-26Sold$255,000
1998-07-14Sold$185,000
1995-05-08Sold$169,950

For Sale by Agent

AgentJesusa C Abary
BrokerageRE/MAX Central

Similar Homes