97 Navesink Avenue, Highlands, NJ, 07732
About This Home
Perched atop the highest point along the Atlantic Coast in Highlands, this beautifully updated coastal home offers unobstructed panoramic views of Sandy Hook, the Manhattan skyline, and the Verrazzano-Narrows Bridge. The main residence features 3 bedrooms and 3.5 bathrooms, with an open-concept layout, refinished wood floors, a fully renovated kitchen with KitchenAid Profile appliances, updated baths, skylights, fireplace, and two laundry areas. A fully finished basement, 2-zone HVAC, and a whole-house generator add comfort and convenience. Outdoor living is elevated with a front porch, a second-floor balcony, and a stunning rooftop deck designed to capture sunrise and sunset views. Exterior upgrades include professional landscaping, a paver patio, a covered dog run, a 3-car driveway, and a fully permitted 1-bedroom, 1-bath guest house with kitchenette and private amenities offers ideal space for guests, extended living, or income potential. Located moments from the Seastreak Ferry and walking distance to waterfront dining including Bahrs Landing, with easy access to boating, beaches, and Hartshorne Woods Park. This home is a must see!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1923
Materials
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Custom,Victorian
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Balcony,Dec Molding,Recessed Lighting
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: 2 Zoned AC
Interior Area
- Total structure area: 2,703
- Total interior livable area: 2,703 sqft
Property
Details
- Parcel number: 1900021000000010
- Zoning description: Residential, Single Family
- Exclusions: personal items
Features
- Stories: 3
- Exterior features: Balcony,Lighting
Lot
- Lot size: 5,662 sqft
- Features: Oversized
- Lot size dimensions: 39 x 149
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Coastal Flooding
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,652 | $55,824 |
| Home Insurance * | $451 | $5,412 |
| Property Taxes | $1,494 | $17,928 |
| Electricity | $297 | $3,575 |
| Total | $6,894 | $82,728 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $949,999 |
| 2026-04-04 | Listed for sale | $999,999 |
| 2026-02-24 | Listing removed | $1,100,000 |
| 2025-12-12 | Listed for sale | $1,100,000 |
| 2017-12-29 | Sold | $450,000 |
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