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49 Flannigan Drive, Howell, NJ, 07731

4beds
3baths
1,570sqft
$699,900
$446price/sqft
$4,902/moest. monthly cost
$196,080/yrincome needed

About This Home

Exceptional opportunity in one of Howell's most desirable cul-de-sac locations! Beautifully maintained and offering remarkable flexibility, this expanded home features two separate living areas, making it ideal for multi-generational living, extended household needs, guests, or a private home office. The main residence offers 3 spacious bedrooms, 2 full baths, an updated kitchen with a quartz center island, stainless steel appliances, and a finished basement providing valuable additional living, recreation, fitness, or media space. A private exterior entrance leads to a separate living area complete with a kitchenette, full bath, washer and dryer, and generous living space, creating exceptional versatility while remaining under one roof. Outside, enjoy a beautifully landscaped yard, an above-ground pool, and an oversized driveway with ample parking. Tucked away at the end of a quiet cul-de-sac, yet conveniently located near houses of worship, parks, shopping, restaurants, major commuter routes, and the Jersey Shore, this one-of-a-kind property offers the perfect blend of privacy, functionality, and everyday convenience. A rare opportunity with endless possibilities!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
5/10
Freehold Twp High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mother/Daughter,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,570
  • Total interior livable area: 1,570 sqft

Property

Details

  • Parcel number: 210005900000003108
  • Zoning description: Residential

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$182$2,184
Property Taxes $988$11,856
Electricity $193$2,318
Total$4,902$58,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,068/yr
40% on housing$147,060/yr
45% on housing$130,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 07731$333
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07731$364
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$699,900
2026-06-10Listed for sale$709,000
2022-09-15Sold$490,000
2022-09-10Pending sale$479,000
2022-09-10Listed for sale$479,000
2022-06-13Listing removed--
2022-05-05Pending sale$479,000
2022-05-03Contingent$479,000
2022-05-02Listed for sale$479,000
2002-08-12Sold$198,000

For Sale by Agent

AgentMary Hart
BrokerageEXIT Realty East Coast Shirvanian

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