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17 Locust Road, Howell, NJ, 07731

3beds
1baths
1,264sqft
$499,999
$396price/sqft
$3,557/moest. monthly cost
$142,280/yrincome needed

About This Home

This ONE is NOT to be MISSED! Charming 3 bdrm, 1 ba home perfect for first time home buyers or those looking to downsize. This cozy, move in ready home offers comfortable living with a functional layout and low maintenance lifestyle. Extra large family room off kitchen with slider to back patio. Fully fenced in yard that offers privacy when you want to relax with a coffee or friends. Conveniently located near schools, shopping, restaurants, and everyday amenities, with easy access to major highways for a convenient commute to the city or outer bridges. The Roof was replaced in 2019, a new water heater in Dec. of 2025, the A/C in 2023 and a new blower motor in the furnace in 2025. A wonderful opportunity to own an affordable home in a desirable location. Put this one on your list!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Freehold Twp High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1954

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Property

Details

  • Parcel number: 2100062000000012
  • Zoning description: Residential, Single Family, Neighborhood
  • Exclusions: Personal items

Features

  • Stories: 1

Lot

  • Lot size: 0.32 Acres
  • Features: Back to Woods
  • Lot size dimensions: 123 x 112

Parking

  • Parking features: Driveway,On Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Earthquake
Hurricane
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$130$1,560
Property Taxes $706$8,472
Electricity $193$2,318
Total$3,557$42,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,954/yr
40% on housing$106,710/yr
45% on housing$94,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 07731$334
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07731$364
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$495,000
2026-07-24Listed for sale$499,999
1999-08-16Sold$94,900
1994-07-08Sold$101,900

For Sale by Agent

AgentJulie Noack
BrokerageKeller Williams Realty Monmouth/Ocean

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