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13 Providence Lane, Howell, NJ, 07731

3beds
3baths
--sqft
$685,000
--price/sqft
$4,801/moest. monthly cost
$192,040/yrincome needed

About This Home

Gorgeous 3 Bedroom, 2.5 Bath home in highly desired Tanglewood neighborhood. Home is situated on premium corner lot with private common area across street. Home features new roof, newer HVAC, updated baths, newer flooring, bay window, oversized 2-car garage and more. Home has cathedral ceilings, open foyer and room to add 4th bedroom. Relax and entertain in your fenced-in backyard oasis featuring in-ground pool and professional landscaping. Close to highways, shopping, restaurants and shore.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Howell High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Contemporary
  • Property subType: Single Family Residence

Interior

Bedroom

  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Area: 92
  • Dimensions: 9.2 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 104.5
  • Dimensions: 11 x 9.5

Family Room

  • Area: 2415
  • Dimensions: 21 x 115

Features

  • Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Dec Molding
  • Window features: Storm Window(s)
  • Flooring: Laminate,Tile
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Kitchen

  • Area: 156
  • Dimensions: 15.6 x 10

Laundry

  • Area: 42
  • Dimensions: 7 x 6

Living Room

  • Area: 170.39999999999998
  • Dimensions: 14.2 x 12

Other

  • Area: 175.96
  • Dimensions: 16.6 x 10.6

Property

Details

  • Parcel number: 21000841300017
  • Zoning description: Residential, Single Family
  • Exclusions: Personal Belongings

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool Equipment
  • Exterior features: Storage,Swimming,Lighting
  • Fencing: Fenced Area
  • Topography of land: Level

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot
  • Lot size dimensions: 89 x 113

Parking

  • Total spaces: 2
  • Parking features: Double Wide Drive,Driveway,On Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$178$2,136
Property Taxes $967$11,604
Electricity $193$2,318
Total$4,801$57,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,605/yr
40% on housing$144,030/yr
45% on housing$128,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07731$333
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07731$364
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$669,000
2026-07-29Listed for sale$685,000

For Sale by Agent

AgentCorinne M Spada
BrokerageNextHome Realty Premier Properties

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