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52 Lake Drive, Howell, NJ, 07731

3beds
2baths
960sqft
$599,900
$625price/sqft
$4,229/moest. monthly cost
$169,160/yrincome needed

About This Home

Charming Ranch with finished basement, in ground pool and 3 season sunroom. Welcome to this well maintained 3 bedroom, 2 full bathroom ranch, with a comfortable living room, plus finished basement for additional living and storage. This move in ready home combines comfort, functionality and outdoor enjoyment. Inside you will find a bright and inviting layout with spacious bedrooms and 2 full baths. Finished basement provides flexible space for family room. home office, playroom, gym, recreation area along with two bonus storage rooms. Your private backyard oasis features in ground swimming pool and built in fire pit, off of the 3 season sunroom . Conveniently located near shopping, dining parks, schools and major commuting routes, the perfect combination of a peaceful neighborhood

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Howell High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Heated,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting
  • Flooring: Ceramic Tile,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 21000842500065
  • Zoning description: Residential, Single Family
  • Exclusions: Personal Items,Bar in yard,Gray Shed,Refrigerator & Chest Freezer in Basement,Grill and Smoker

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Basketball Court

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Parking features: Driveway,On Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$156$1,872
Property Taxes $847$10,164
Electricity $193$2,318
Total$4,229$50,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,994/yr
40% on housing$126,870/yr
45% on housing$112,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 07731$334
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07731$364
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$599,900
2026-07-21Price change$625,000
2026-07-18Listed for sale$649,900
2016-09-09Sold$225,000
2016-03-31Listed for sale$269,900
2008-06-11Sold$305,000

For Sale by Agent

AgentDeborah A Madge
BrokerageKeller Williams Realty Freehold

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