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12 Orchard St, Keansburg, NJ, 07734

6beds
4baths
2,520sqft
$600,000
$238price/sqft
$4,694/moest. monthly cost
$187,760/yrincome needed

About This Home

Buyer's opportunity! Fully renovated home offering TWO units, each unit features 3 bedrooms. The first floor includes, 3 bedrooms, 1 full bathroom and 1 half bath, kitchen, living room along with access to a generous backyard perfect for summer. The second floor offers 3 bedrooms, living room formal Dining room, 1 full bathroom, a second kitchen, and a dedicated laundry area. Both kitchens are equipped with New appliances and granite countertops, offering a modern and stylish finish. Located near major highways including Route 36, Route 35, Route 9, and the Garden State Parkway, providing excellent accessibility. A must see opportunity!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Joseph C Caruso SchoolGrades K-50.7 mi
4/10
1/10
Keansburg High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Range,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • 3 Bedrooms,Kitchen,Laundry Room,Bath Half,Bath Main,Dining Room,Bath Full,None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Kitchen

  • Features: 2nd Kitchen, Kitchen Exhaust Fan

Property

Details

  • Parcel number: 230003800000000602

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,000 sqft
  • Features: See Remarks
  • Lot size dimensions: 100.00 x 0.00

Parking

  • Parking features: 3 Cars Deep,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$270$3,240
Property Taxes $1,114$13,368
Electricity $277$3,333
Total$4,694$56,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,937/yr
40% on housing$140,820/yr
45% on housing$125,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 07734$169
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07734$301
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$599,999
2026-03-13Listing removed$639,500
2026-01-22Listed for sale$639,500
2026-01-19Listing removed$649,900
2025-11-18Listed for sale$649,900
2025-10-06Listing removed$4,300
2025-07-01Listing removed$569,000
2025-06-28Listed for sale$569,000
2025-05-06Listed for rent$4,300
2025-05-05Listing removed$4,275
2025-03-25Price change$4,275
2025-03-19Listed for rent$4,350
2024-02-25Listing removed--
2024-02-01Price change$4,500
2024-01-30Listed for rent$4,800
2021-11-05Sold$379,900
2021-09-03Pending sale$379,900
2021-08-26Price change$365,000
2021-08-02Listed for sale$379,900
2021-07-13Listing removed--
2021-06-24Listed for sale$365,000
2011-08-11Sold$220,000
2011-05-22Price change$234,900
2011-04-16Price change$259,000
2010-11-19Listed for sale$279,000

For Sale by Agent

AgentKEIDY ". LOZADA
BrokerageUNITED R.E. OF NORTH JERSEY

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