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73 Oak St, Keansburg, NJ, 07734

2beds
1baths
654sqft
$305,000
$466price/sqft
$2,436/moest. monthly cost
$97,440/yrincome needed

About This Home

Welcome to Charming 2 Story Cottage in the beach community of Keansburg. This beautifully remodeled 2-bedroom, 1-bath home has been freshly painted, making it move-in ready and waiting for you to add your personal touch. 1st Bedroom is downstairs and 2nd bedroom upstairs. The layout allows for ample natural light, perfect little home. There is the large side driveway, providing great off-street parking. Located just steps away from the Keansburg waterfront redevelopment, you'll enjoy easy access to all the the area has to offer, including the waterpark and boardwalk activities. Whether you're looking for a weekend beach getaway, a home or an adorable investment property. It offers convenient access to GSP, train & ferry for commuters.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Joseph C Caruso SchoolGrades K-50.5 mi
4/10
1/10
Keansburg High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 654

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall Unit(s),Natural Gas

Interior Area

  • Total structure area: 654
  • Total interior livable area: 654 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230005700035
  • Zoning: N/A
  • Special condition: Standard
  • Exclusions: All Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 802 sqft
  • Lot size dimensions: 25.00 x 32.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$137$1,644
Property Taxes $564$6,768
Electricity $193$2,318
Total$2,436$29,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,520/yr
40% on housing$73,080/yr
45% on housing$64,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 07734$171
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07734$301
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$260,000
2026-02-22Listed for sale$270,000
2024-12-03Sold$240,000
2024-10-17Pending sale$229,000
2024-10-14Listing removed$2,200
2024-09-30Listed for rent$2,200
2024-09-26Price change$229,000
2024-09-18Listed for sale$249,000
2021-06-10Sold$140,000
2021-06-10Pending sale$204,800
2021-05-27Price change$204,800
2021-04-29Listed for sale$209,800
2021-04-27Pending sale$209,800
2021-03-27Listed for sale$209,800
2020-11-10Sold$140,000
2020-10-09Pending sale$139,000
2020-08-12Listed for sale$139,000
2018-06-14Listing removed$1,450
2018-06-11Listing removed$99,999
2018-03-07Listed for sale$99,999
2017-12-13Listed for rent$1,450
2017-06-16Listing removed$89,000
2016-12-15Listed for sale$89,000
2016-07-21Listing removed$89,000
2016-03-21Listing removed$1,300
2016-01-20Listed for rent$1,300
2004-01-27Sold$118,000
1996-12-11Sold$55,000

For Sale by Agent

AgentClaude Dennis
BrokerageJason Mitchell Real Estate New Jersey, LLC

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