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21 Willow St, Keansburg, NJ, 07734

4beds
2baths
2,019sqft
$549,990
$272price/sqft
$4,268/moest. monthly cost
$170,720/yrincome needed

About This Home

Location, location! Spacious 4 Bed 2 Bath Cape on a prime corner lot in thriving Keansburg is bursting with possibilities! Just steps to the beach, ocean views, marinas, the boardwalk, amusements and more! An excellent summer getaway or year round retreat, just awaiting your personal touch. This sprawling home features a large wraparound covered rocking chair porch, perfect for enjoying your morning coffee or the evening breeze. Foyer entry gives way to a sizable living room with cozy wood burning fireplace, brick hearth, decorative molding and french door. Formal dining room with hardwood flooring and crown molding makes for easy entertaining. Kitchen with center island offers ample cabinet and pantry storage. Two generous bedrooms and the main full bath round out the main level. Upstairs find the 2nd full bath and two more private bedrooms. Full Basement holds extra storage, laundry and utilities. Large yard holds an above-ground pool with deck, shed, plenty of extra space to expand and play and is fenced-in for your comfort. Two driveways offer plenty of guest parking. Don't miss out! This could be the hidden gem you've been searching for!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Joseph C Caruso SchoolGrades K-50.3 mi
4/10
1/10
Keansburg High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Exterior Entry, Storage Space, Interior Entry, Utility Room, Laundry Facilities

Bathroom

  • Features: Tub Shower

Bedroom2

  • Area: 176.604166666

Bedroom3

  • Area: 147.097222222

Bedroom4

  • Area: 126.236111111

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Area: 150.5

Features

  • Entrance Foyer,2 Bedrooms,Kitchen,Living Room,Bath Main,Dining Room,Attic,Bath Full,None
  • Window features: Screen/Storm Window
  • Flooring: Carpet,Ceramic Tile,Vinyl-Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators-Hot Water
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 2,019
  • Total interior livable area: 2,019 sqft

Kitchen

  • Features: Not Eat-in Kitchen, Pantry, Separate Dining Area, Galley Type
  • Area: 121

Living Room

  • Area: 235.75

Master Bedroom

  • Area: 297.416666666

Property

Details

  • Parcel number: 230007200000000301

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Porch,Deck,Patio,Enclosed
  • Exterior features: Open Porch(es),Deck,Patio,Door(s)-Storm/Screen,Screen/Storm Window,Enclosed Porch(es),Storage Shed,Yard

Lot

  • Lot size: 8,999 sqft
  • Features: Level
  • Lot size dimensions: 120.00 x 0.00

Parking

  • Parking features: 1 Car Width,Additional Parking,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Lightning
Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$248$2,976
Property Taxes $1,017$12,204
Electricity $222$2,670
Total$4,268$51,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,331/yr
40% on housing$128,040/yr
45% on housing$113,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 07734$168
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07734$301
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$425,000
2026-05-12Contingent$425,000
2026-04-16Listed for sale$425,000
2024-10-22Listing removed$425,000
2024-09-30Listed for sale$425,000
2024-09-19Listing removed$425,000
2024-09-06Pending sale$425,000
2024-08-30Listed for sale$425,000

For Sale by Agent

AgentROBERT DEKANSKI
BrokerageRE/MAX 1st ADVANTAGE

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