See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

292 Washington Street, Keyport, NJ, 07735

3beds
1baths
1,149sqft
$479,000
$417price/sqft
$3,611/moest. monthly cost
$144,440/yrincome needed

About This Home

Major updates, peaceful views, and exceptional room to grow at 292 Washington St! This inviting 3-bedroom, 1-bath Keyport home offers approximately 1,149 sq ft on an 8,799 sq ft lot. Updated kitchen, upgraded electrical service, central air, a newer boiler, full basement, paver driveway, and a brand-new roof. The expansive unfinished upper level offers exciting potential for a future primary suite, home office, nursery, dressing room, flex space, and additional full bath, subject to municipal approvals. Set on a quiet street with beautiful marshland views, the home provides a peaceful backdrop while remaining close to Keyport's waterfront, downtown shops and dining, parks, major highways, and the Garden State Parkway. A unique opportunity to move in now and create even more value over tim

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Central SchoolGrades PK-80.9 mi
2/10
Keyport High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Workshop/ Workbench,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Recessed Lighting
  • Flooring: Vinyl,Concrete,Wood
  • Attic: Attic,Walk-up

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,149
  • Total interior livable area: 1,149 sqft

Property

Details

  • Parcel number: 2400008000000028
  • Exclusions: All personal items

Features

  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 40 x 220

Parking

  • Parking features: Paver Block,Double Wide Drive,Driveway,Off Street,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$176$2,112
Property Taxes $820$9,840
Electricity $193$2,318
Total$3,611$43,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,805/yr
40% on housing$108,330/yr
45% on housing$96,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$273
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$479,000
2026-07-24Listed for sale$479,000
2019-12-03Sold$198,000

For Sale by Agent

AgentLena DiGregorio
BrokerageVRI Homes

Similar Homes