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106 Chingarora Ave, Keyport, NJ, 07735

3beds
2baths
2,265sqft
$599,900
$265price/sqft
$4,559/moest. monthly cost
$182,360/yrincome needed

About This Home

Welcome to this well-maintained home in one of Keyport's most desirable & quiet neighborhoods. Pride of ownership is evident throughout, with gleaming hardwood floors, abundant natural light & a clean, move-in ready interior. The layout offers comfortable living with well-sized rooms & a functional flow, ideal for everyday living or entertaining. The in-ground pool, jacuzzi tub & gas fireplace will make every day feel like a vacation. Major updates provide peace of mind, including a newer roof, updated HVAC, siding, windows & a tankless water heater. Set on a quiet street just moments from Keyport's vibrant waterfront downtown, enjoy easy access to shops, restaurants, parks & the waterfront promenade. Public transportation is nearby. A perfect blend of comfort, care & location.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Central SchoolGrades PK-80.7 mi
2/10
Keyport High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Range,Washer

Basement

  • Area: 0

Basement

  • Basement: Slab, None

Bedroom2

  • Area: 132

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining L

Features

  • Kitchen,Bath Full,Den,Dining Room,Family Room,3 Bedrooms,Attic
  • Flooring: Ceramic Tile,Laminate,Parquet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,265
  • Total interior livable area: 2,265 sqft

Kitchen

  • Features: Eat-in Kitchen

Master Bedroom

  • Area: 320

Property

Details

  • Parcel number: 2400027000000020
  • Zoning: RA

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Porch,Patio,Enclosed
  • Exterior features: Barbecue,Open Porch(es),Patio,Enclosed Porch(es),Storage Shed

Lot

  • Lot size: 3,998 sqft
  • Features: See Remarks
  • Lot size dimensions: 100.00 x 40.00

Parking

  • Parking features: 1 Car Width,Attached,Built-In Garage,Detached,Driveway,On Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$221$2,652
Property Taxes $1,056$12,672
Electricity $249$2,996
Total$4,559$54,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,308/yr
40% on housing$136,770/yr
45% on housing$121,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$274
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$689,000
2005-09-16Sold$330,000

For Sale by Agent

AgentDENNIS FOTOPOULOS
BrokerageHERITAGE HOUSE SOTHEBY'S INT'L

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