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73 2nd St, Keyport, NJ, 07735

3beds
2baths
1,344sqft
$530,999
$395price/sqft
$3,982/moest. monthly cost
$159,280/yrincome needed

About This Home

Welcome home to this charming Shore Colonial, perfectly situated just 2 blocks from the Raritan Bay and outside of the flood zone. Relax on the inviting open front porch and enjoy the character and warmth found throughout the home, including quaint exposed brick walls in the lower level, and a formal Dining Room and back deck with sunsetter for entertaining year round. The versitile floor plan offers a home office and a flexible lower level featuring a third bedroom, full bath, kitchenette and seperate entrance - perfect for multi-generational living, extended guests or a private family room retreat. The primary bedroom boasts an impressive closet. Outdoor enthusiasts will appreciate the easy access to the Henry Hudson Trail, offering miles of scenic bike rides and nature.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

6/10
Central SchoolGrades PK-80.6 mi
2/10
Keyport High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Bath Full, Bedroom, Daylight

Bedroom2

  • Area: 255

Bedroom3

  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Area: 130

Features

  • Cathedral Ceiling(s),Skylight,Vaulted Ceiling(s),Kitchen,Living Room,Dining Room,2 Bedrooms,Bath Full,None,Additional Bath,Additional Bedroom,Other Room(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Features: Breakfast Bar, Eat-in Kitchen
  • Area: 104

Living Room

  • Area: 240

Master Bedroom

  • Features: Walk-In Closet(s)
  • Area: 234

Property

Details

  • Parcel number: 2400125000000036
  • Zoning: RA

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Open Porch(es),Deck,Patio,Yard

Lot

  • Lot size: 3,367 sqft
  • Features: Level
  • Lot size dimensions: 99.00 x 34.00

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,685$32,220
Home Insurance *$196$2,352
Property Taxes $908$10,896
Electricity $193$2,318
Total$3,982$47,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,525/yr
40% on housing$119,460/yr
45% on housing$106,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$273
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$521,999
2026-06-27Price change$530,999
2026-06-16Listed for sale$549,999
2025-12-09Listing removed$465,000
2025-12-02Listed for sale$465,000
2025-11-17Pending sale$465,000
2025-11-05Listed for sale$465,000
1992-02-04Sold$85,000

For Sale by Agent

AgentSUSAN L. MONTANTI
BrokerageDRIFTWOOD REAL ESTATE GROUP

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