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195 2nd Street, Keyport, NJ, 07735

2beds
1baths
560sqft
$268,800
$480price/sqft
$2,107/moest. monthly cost
$84,280/yrincome needed

About This Home

Raised Ranch Style home with garage and storage underneath. Commuter friendly with bus stop around the corner and up the road. Convenient to Garden State Parkway, Hwys 34,35 and 36, fast ferry and Hazlet or Matawan Train Stations. Hardwood floors, Tankless hot water. Floored attic space. Newer bathroom. New curbs and sidewalks just completed. Lovely waterfront community with lots of little shops and eateries, marinas and boat ramp. TLC, Handyman, fixer upper, contractor, investor. Being sold strictly ''as is'' The home is occupied and livable.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

6/10
Central SchoolGrades PK-80.7 mi
2/10
Keyport High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Oil Above Ground
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 2400135000000028
  • Exclusions: all personal effects

Features

  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 50 x 126 pie shaped

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,359$16,308
Home Insurance *$99$1,188
Property Taxes $456$5,472
Electricity $193$2,318
Total$2,107$25,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,240/yr
40% on housing$63,210/yr
45% on housing$56,186/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$480This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$276
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$268,800
1999-09-30Sold$15,000

For Sale by Agent

AgentJoy DeLucia
BrokerageKeller Williams Realty Central Monmouth

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